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4 Bertie Street, Kawartha Lakes, ON K9V 1J1

2 beds · 2 baths · 1 kitchen · 5+3 rooms · 5 parking spaces · 700-1100 sq ft · Laundry on the main level level · Detached
$484,900
Property tax
$2,684 / year

Welcome to 4 Bertie Street, a charming move-in-ready 2-storey home nestled on a quiet street in the heart of Lindsay! Perfect for first-time buyers, downsizers, or investors, this inviting home offers a bright and functional layout designed for comfortable everyday living. Step inside to a bright living room that flows seamlessly into the spacious kitchen, featuring ample cabinetry and storage. The adjoining dining area offers a walkout to the expansive rear deck with a covered gazebo, creating the perfect setting for summer barbecues, morning coffee, or entertaining family and friends while overlooking the large, level backyard. A spacious front deck provides another welcoming outdoor space to relax and enjoy the neighbourhood. The main floor also features the convenience of a laundry room and a 2-piece bathroom. Upstairs, you'll find two generously sized bedrooms and a well-appointed 4-piece bathroom. This home has seen numerous recent improvements, offering peace of mind for years to come. Over the past 2-3 years, updates include a new front screen door, garage roof, new soffit and fascia on both the house and garage, a new front deck, added attic insulation, backyard retaining wall, backyard shed, and a dedicated garbage storage shed. House shingles were replaced in 2021, and almost all appliances have been updated within the last three years, including the washer and dryer. The detached garage provides excellent storage, workshop potential, or covered parking. Ideally located close to parks, schools, shopping, and all the amenities Lindsay has to offer, this well-maintained property combines comfort, functionality, and exceptional value. Come see everything 4 Bertie Street has to offer and discover why this could be the perfect place to call home!

MLS number
X13589196
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
K9V 1J1
Photos
50
Laundry
Main Level level
53days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Queen Victoria Public School
Trillium Lakelands DSB
Elementary195 m6.8 / 10
68% met the standard
St. Mary Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary714 m4.6 / 10
46% met the standard
King Albert Public School
Trillium Lakelands DSB
Elementary1.1 km6.0 / 10
60% met the standard
Alexandra Public School
Trillium Lakelands DSB
Elementary1.1 km6.6 / 10
66% met the standard
I E Weldon Secondary School
Trillium Lakelands DSB
Secondary1.2 km6.3 / 10
63% met the standard · 2 of 6 measures
Central Senior School
Trillium Lakelands DSB
Elementary1.4 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Lindsay511 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$482k$555k$628k20252026this home’s asking price
$574klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d26d53d20252026
18dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in lindsay. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 587 people.

$63,600Median household income
76.6%Own their home
62%Detached houses
40Median age
5.5%Born outside Canada
10.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35160120 — the few blocks around this address, home to 587 people. It describes the area, not this property.

587Population
40.7Average age
2.3Household size
$76,500Average household income
$63,600Median household income
77%Own their home
23%Rent
9%Condominiums
6%Born outside Canada
11%University degree
$424,000Average home value
15%Low income
76%Not in the labour force
31%Never married
$15,000 to $19,9993%
$20,000 to $24,9993%
$25,000 to $29,9995%
$30,000 to $34,9995%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9995%
$50,000 to $59,99910%
$60,000 to $69,9998%
$70,000 to $79,9997%
$80,000 to $89,9997%
$90,000 to $99,9995%
$100,000 and over18%
$100,000 to $124,9997%
$125,000 to $149,9995%
$150,000 to $199,9993%
$200,000 and over2%

Percentages are of the 300 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$96,980 · minimum here is $24,245
$2,147.03per month
Borrowed before insurance$387,920
Total borrowed$387,920
Interest over 25 years at 4.5%$256,190

If you rented it out

-$2,370.70per month out of pocket
Rent$0.00
Everything it costs to hold$2,370.70
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 United Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.