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1849 Four Mile Creek Road 8, Niagara-on-the-Lake, ON L0S 1J0

2+2 beds · 3 baths · 1 kitchen · 6+5 rooms · 4 parking spaces · 1400-1599 sq ft · No locker · Laundry in unit · Vacant Land Condo
$1,185,000

Also includedCommon Elements

Maintenance fee
$325 / month
Property tax
$5,899 / year
Included in the fee
Common Elements

Tucked away on a private road in the heart of Virgil, Legacy Landing is an intimate enclave of just 10 detached homes backing onto the quiet beauty of Niagara wine country. Built in 2021 and still within Tarion warranty, this exceptional residence offers the ease of bungalow living with the space, finish quality and thoughtful upgrades rarely found in a newer build. Set on a 55-ft lot with picturesque vineyard views, the home blends refined interiors with a relaxed, low-maintenance lifestyle just minutes from Niagara-on-the-Lake's wineries, farm stands, trails, dining and historic Old Town. The main level features 2 bedrooms and 2 full baths, including a serene primary retreat with a large walk-in closet with custom organizers and a luxurious 4-piece ensuite. The open-concept living space is warm and polished, with engineered hardwood flooring, 7" baseboards, pot lights, quartz counters, quality cabinetry, a large kitchen island, KitchenAid appliances, custom wine bar, custom coffee bar, stone gas fireplace with built-ins, power blinds and shutters throughout. The fully finished lower level is a standout, offering 2 extra-large bedrooms, a 4-piece bath, spacious recreation room, separate exercise room or potential office/guest bedroom, plus an immaculate workshop/tool room with 200-amp service and separate pony panel. Professionally landscaped front, side and rear grounds include an automatic sprinkler system, aggregate concrete driveway and rear patio, covered porch, privacy fencing and 2 rear gas hookups for a BBQ and fire table. A rare offering in one of Niagara's most charming communities - elegant, turnkey, beautifully upgraded and perfectly positioned with grapevines as your backdrop.

MLS number
X13590746
Type
Vacant Land Condo
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
L0S 1J0
Photos
39
Locker
No
Laundry
Ensuite, Laundry Room
Included in the fee
Common Elements
53days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to the building rather than the unit — every unit in a tower shares one coordinate.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Virgil Old Colony Christian SchoolElementary228 mNot reported
Crossroads Public School
DSB Niagara
Elementary1.8 km8.6 / 10
86% met the standard
Clyfford AcademySecondary1.5 kmNot reported
Vineridge AcademySecondary1.7 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 613 people.

$46,800Median household income
48.1%Own their home
42%Detached houses
75Median age
35.6%Born outside Canada
12.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260013 — the few blocks around this address, home to 613 people. It describes the area, not this property.

613Population
66Average age
1.8Household size
$71,000Average household income
$46,800Median household income
48%Own their home
52%Rent
14%Condominiums
36%Born outside Canada
12%University degree
$840,000Average home value
18%Low income
12%Never married
$15,000 to $19,9993%
$20,000 to $24,99910%
$25,000 to $29,9998%
$30,000 to $34,9995%
$35,000 to $39,9996%
$40,000 to $44,9995%
$45,000 to $49,9995%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9992%
$80,000 to $89,9992%
$90,000 to $99,9992%
$100,000 and over22%
$100,000 to $124,9995%
$125,000 to $149,9993%
$150,000 to $199,9998%
$200,000 and over6%

Percentages are of the 315 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$237,000 · minimum here is $93,500
$5,246.92per month
Borrowed before insurance$948,000
Total borrowed$948,000
Interest over 25 years at 4.5%$626,077

If you rented it out

-$6,063.51per month out of pocket
Rent$0.00
Everything it costs to hold$6,063.51
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE SIGNATURE REALTY. Listing data provided by the Toronto Regional Real Estate Board.