Homula Realty Brokerage
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31 Station Road, Front of Leeds & Seeleys Bay, ON K7G 2V3

4 beds · 3 baths · 1 kitchen · 8+4 rooms · 10 parking spaces · 2000-2500 sq ft · Detached
$664,900
Property tax
$3,041 / year

Welcome to the country! Located just minutes from the 401 and all the amenities that Gananoque has to offer, this fabulous bungalow sitting on 2.45 acres has plenty of space for you and your family, as well as space for your inlaws or a live in nanny! With just over 2000 sq ft above ground, a huge garage that allows you to work on your projects AND your vehicles, you may never want to leave home. And did I mention there is an above ground pool with decking? The large family room - converted from the original garage - has a propane fireplace and ample room to set up multiple activities -- tv watching, homework area and maybe a card game or two. The eat-in kitchen has lots of counter space and patio doors leading to the covered deck and pool. Down the hall you have three bedrooms and a full family bathroom. Through the last bedroom, you can enter the newly built in law space with a great room, 3 piece bathroom and bedroom. This side of the house also has its own separate entrance and a front porch. The basement houses the laundry and another bathroom. Large open space can be finished off if desired to add even more living area. The wood storage for the furnace has its own room with a chute from the exterior to facility delivery. This home has been well cared for and has many unique features that require a visit to appreciate.

MLS number
X13592586
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
K7G 2V3
Photos
41
52days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$132,980 · minimum here is $41,490
$2,944.03per month
Borrowed before insurance$531,920
Total borrowed$531,920
Interest over 25 years at 4.5%$351,290

If you rented it out

-$3,197.45per month out of pocket
Rent$0.00
Everything it costs to hold$3,197.45
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by COLDWELL BANKER FIRST OTTAWA REALTY INC., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.