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442 DUNDAS Street W, Greater Napanee, ON K7R 2C1

3 beds · 3 baths · 1 kitchen · 13+7 rooms · 11 parking spaces · 2000-2500 sq ft · Laundry on the lower level level · Detached
$1,177,000
Property tax
$4,845 / year

Step into timeless elegance with this stunning 2-storey brick home, boasting 126 feet of serene waterfront on the Napanee River. From the moment you enter the welcoming foyer, you're greeted by a sweeping wood staircase, original hand-textured plaster walls, and soaring ceilings that set the tone for the character and charm throughout. To the right, a sunlit living room with a wood-burning fireplace invites cozy evenings, while a charming den with wall-to-wall windows and river view creates the perfect office or reading retreat. The spacious dining room flows into a gourmet kitchen with an island and walkout to the large back deck ideal for entertaining waterside. A convenient side entrance connects to the attached brick garage, insulated and upgraded in 2025. Upstairs, the primary suite offers a peaceful haven with a walk-in closet and a spa-inspired 5-piece bathroom featuring a soaker tub and shower. An additional bedroom and a versatile third bedroom or office provide flexible living. And a sleek new 3-piece bathroom completing the upper level was added last year. Rare for its era, the fully finished lower level was thoughtfully designed to include a family room, home gym, laundry room, and abundant storage, including the original pantry cellar which was updated in 2026. Outside, 2025 brought valuable enhancements with fresh exterior upgrades and professional grading to enhance both curb appeal and peace of mind. A large deck with screened-in gazebo invites gatherings, while mornings begin with breathtaking sunrises over the water. Dock your boat or cast a line from your private dock, or simply enjoy the river breeze in your backyard retreat. Set on municipal services and just minutes to downtown Napanee, VIA Rail, and Highway 401, this home blends heritage character with modern upgrades and an extraordinary riverfront lifestyle waiting to be yours.

MLS number
X13593698
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
K7R 2C1
Photos
42
Laundry
Lower Level level
54days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 5 times.

Sale history is for registered usersSee what this address sold for and when, across all 5 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Lennox & Addington Cornerstone ChristianElementary1.0 kmNot reported
J J O'Neill Catholic School
Algonquin and Lakeshore CDSB
Elementary2.1 km6.1 / 10
61% met the standard
Napanee District Secondary School
Limestone DSB
Secondary2.4 km6.2 / 10
62% met the standard · 2 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in 58 - Greater Napanee303 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$480k$835k$1.19M20252026this home’s asking price
$580klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d24d48d20252026
34dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in 58 - greater napanee. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 652 people.

$56,400Median household income
46.4%Own their home
48.4%Detached houses
60.8Median age
6.9%Born outside Canada
16.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35110129 — the few blocks around this address, home to 652 people. It describes the area, not this property.

652Population
56.9Average age
1.9Household size
$70,000Average household income
$56,400Median household income
46%Own their home
54%Rent
0%Condominiums
7%Born outside Canada
16%University degree
$540,000Average home value
22%Low income
20%Never married
$10,000 to $14,9996%
$15,000 to $19,9993%
$20,000 to $24,9999%
$25,000 to $29,9996%
$30,000 to $34,9995%
$35,000 to $39,9994%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9996%
$60,000 to $69,9995%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over20%
$100,000 to $124,9995%
$125,000 to $149,9996%
$150,000 to $199,9994%
$200,000 and over4%

Percentages are of the 395 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$235,400 · minimum here is $92,700
$5,211.50per month
Borrowed before insurance$941,600
Total borrowed$941,600
Interest over 25 years at 4.5%$621,850

If you rented it out

-$5,615.25per month out of pocket
Rent$0.00
Everything it costs to hold$5,615.25
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by MCCAFFREY REALTY INC., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.