Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

635 Nelson Street, Pembroke, ON K8A 3P3

Commercial Retail
$14
$7,000per month
Rent
$7,000 / month
Rate
$14 / sq ft
Area
6,000 sq ft

Worked out from the rate and area the board publishes, at a twelfth of the annual figure. Confirm the terms before relying on them.

Also available for sale

MLS number
X13594112
Type
Commercial Retail
Status
Active
Bedrooms
Bathrooms
Postal code
K8A 3P3
Photos
27
Property tax
$9,351 / year
57days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Our Lady of Lourdes Separate School
Renfrew County CDSB
Elementary792 m7.7 / 10
77% met the standard
Highview Public School
Renfrew County DSB
Elementary1.0 km4.7 / 10
47% met the standard
Fellowes High School
Renfrew County DSB
Secondary1.4 km6.5 / 10
65% met the standard · 2 of 6 measures
Champlain Discovery Public School
Renfrew County DSB
Elementary1.5 km5.5 / 10
55% met the standard
Bishop Smith Catholic High School
Renfrew County CDSB
Secondary2.2 km7.6 / 10
76% met the standard · 2 of 6 measures
Cathedral Catholic School
Renfrew County CDSB
Elementary1.9 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 518 people.

$51,600Median household income
38%Own their home
42.3%Detached houses
41.6Median age
0%Born outside Canada
8.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35470213 — the few blocks around this address, home to 518 people. It describes the area, not this property.

518Population
42.4Average age
2Household size
$72,000Average household income
$51,600Median household income
38%Own their home
62%Rent
6%Condominiums
0%Born outside Canada
9%University degree
$340,000Average home value
25%Low income
66%Not in the labour force
34%Never married
$15,000 to $19,9994%
$20,000 to $24,9995%
$25,000 to $29,9997%
$30,000 to $34,9997%
$35,000 to $39,9999%
$40,000 to $44,9995%
$45,000 to $49,9994%
$50,000 to $59,99911%
$60,000 to $69,9999%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over14%
$100,000 to $124,9995%
$125,000 to $149,9992%
$150,000 to $199,9992%
$200,000 and over4%

Percentages are of the 285 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$3 · minimum here is $1
$0.06per month
Borrowed before insurance$11
Total borrowed$11
Interest over 25 years at 4.5%$7

If you rented it out

-$779.31per month out of pocket
Rent$0.00
Everything it costs to hold$779.31
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by SYNERCAPITAL INVESTMENT REALTY. Listing data provided by the Toronto Regional Real Estate Board.