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7 Cedar Street, Kawartha Lakes, ON K9V 4R1

2 beds · 1 bath · 1 kitchen · 7 rooms · 2 parking spaces · 700-1100 sq ft · Modular Home
$399,900

Welcome to Joy Vista Estates, this relaxing community is just minutes from Lindsay. Don't miss your opportunity to grow your family or settle down in this amazing community. This lovely home has a lot to offer, large front deck, spacious living room, dining room, kitchen with eating area, 2 good size bedrooms. 4-piece bath, 3 season sunroom, 2 sheds, carport. Community center and spend your summer days at the public pool!

MLS number
X13594590
Type
Modular Home
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
K9V 4R1
Photos
18
Laundry
Not in the unit
52days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 523 people.

$84,000Median household income
89.7%Own their home
97.5%Detached houses
51.2Median age
4%Born outside Canada
14.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35160111 — the few blocks around this address, home to 523 people. It describes the area, not this property.

523Population
46.9Average age
2.6Household size
$105,000Average household income
$84,000Median household income
90%Own their home
10%Rent
0%Condominiums
4%Born outside Canada
14%University degree
$510,000Average home value
12%Low income
82%Not in the labour force
24%Never married
$15,000 to $19,9992%
$20,000 to $24,9994%
$25,000 to $29,9992%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9994%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9997%
$90,000 to $99,9994%
$100,000 and over30%
$100,000 to $124,9996%
$125,000 to $149,9996%
$150,000 to $199,9999%
$200,000 and over7%

Percentages are of the 270 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$79,980 · minimum here is $19,995
$1,770.67per month
Borrowed before insurance$319,920
Total borrowed$319,920
Interest over 25 years at 4.5%$211,281

If you rented it out

-$1,770.67per month out of pocket
Rent$0.00
Everything it costs to hold$1,770.67
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Re/Max All-Stars Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.