Homula Realty Brokerage
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21 RUTH Street, Ashfield-Colborne-Wawanosh, ON N7A 3Y3

2 beds · 1 bath · 1 kitchen · 6 rooms · 2 parking spaces · 700-1100 sq ft · Laundry on the main level level · MobileTrailer
$139,000
Property tax
$524 / year

Affordable 2 bedroom mobile home freshly painted featuring numerous updates over the years and offers an oversized attached workshop for the hobbyist. This home has been maintained and updated; entire exterior painted, roof (2016), newer windows throughout, furnace (2010), both water softener and water heater are owned, some flooring, updated plumbing and wiring both in the mobile and workshop area. The open concept kitchen, dining and living room area provides the perfect amount of space for those looking to downsize yet enjoy all the modern comforts of home. The large deck is a great space for entertaining in the summer months or simply a place to relax in the privacy of your own home. Huron Haven has an active community centre, outdoor pool, close to the golf course and Town of Goderich. Minutes from Lake Huron beaches, hiking/biking trails and marinas. Don't miss out on this affordable, ready to move into home.

MLS number
X13594610
Type
MobileTrailer
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
N7A 3Y3
Photos
22
Laundry
Main Level level
53days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 792 people.

$64,500Median household income
90.6%Own their home
68.3%Detached houses
64Median age
13.4%Born outside Canada
10.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400196 — the few blocks around this address, home to 792 people. It describes the area, not this property.

792Population
59.4Average age
1.9Household size
$72,800Average household income
$64,500Median household income
91%Own their home
9%Rent
9%Condominiums
13%Born outside Canada
10%University degree
$402,000Average home value
12%Low income
11%Never married
$5,000 to $9,9991%
$10,000 to $14,9991%
$15,000 to $19,9992%
$20,000 to $24,9993%
$25,000 to $29,9995%
$30,000 to $34,9993%
$35,000 to $39,9995%
$40,000 to $44,9993%
$45,000 to $49,9994%
$50,000 to $59,9998%
$60,000 to $69,99910%
$70,000 to $79,9997%
$80,000 to $89,9996%
$90,000 to $99,9995%
$100,000 and over20%
$100,000 to $124,9998%
$125,000 to $149,9994%
$150,000 to $199,9995%
$200,000 and over3%

Percentages are of the 520 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$27,800 · minimum here is $6,950
$615.46per month
Borrowed before insurance$111,200
Total borrowed$111,200
Interest over 25 years at 4.5%$73,439

If you rented it out

-$659.13per month out of pocket
Rent$0.00
Everything it costs to hold$659.13
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Heartland Realty. Listing data provided by the Toronto Regional Real Estate Board.