Homula Realty Brokerage
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126 King Street, Kawartha Lakes, ON K9V 1E3

2 beds · 2 baths · 1 kitchen · 8+2 rooms · 3 parking spaces · 700-1100 sq ft · Laundry on the lower level level · Detached
$499,900
Property tax
$2,071 / year

A Home That Works as Hard as You Do! Some homes just fit - and this is one of them. Thoughtfully maintained and smartly laid out, this property delivers the kind of everyday functionality that makes life genuinely easier. At the heart of the home is a kitchen built for real family life - generous in size and ready for everything from school-morning chaos to weekend cooking. The living and dining rooms are large and inviting, giving your family room to actually spread out and be together. The mudroom deserves a mention of its own. If you know Ontario winters, you know a great boot room isn't a bonus - it's a necessity. This one delivers. Downstairs, the basement is clean, dry, and bright - a rare combination that makes it ideal for storage without the damp, dark afterthought feeling so common in homes of this era. Outside, the yard is low-maintenance by design, so your weekends stay yours. And for those who commute, easy highway access means you spend less time in the car and more time at home - which, in a house like this, is exactly where you'll want to be.

MLS number
X13597166
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
K9V 1E3
Photos
48
Laundry
Lower Level level
52days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Lindsay511 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$497k$562k$628k20252026this home’s asking price
$574klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d26d53d20252026
18dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in lindsay. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$99,980 · minimum here is $24,995
$2,213.45per month
Borrowed before insurance$399,920
Total borrowed$399,920
Interest over 25 years at 4.5%$264,115

If you rented it out

-$2,386.03per month out of pocket
Rent$0.00
Everything it costs to hold$2,386.03
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal Lepage Kawartha Lakes Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.