Homula Realty Brokerage
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00 Charleville Road N, Augusta, ON K0E 1T0

Vacant Land
$97,500

"Escape to the country and build your dream home on this stunning 2-acre parcel. This level, expansive lot features 400 feet of road frontage and is perfectly situated for commuters, offering quick and easy access to Ottawa, Kemptville, Brockville, and Prescott. Located just 10 minutes from Highway 401 and the bridge to the USA, this is a prime opportunity for peaceful living. HST is in addition to the purchase price."

MLS number
X13598640
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
K0E 1T0
Photos
3
51days · this listing
453days · this property (4 listings)

This home has been listed 4 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

453 days on the market across 4 listings
This listing shows 51 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$19,500 · minimum here is $4,875
$431.71per month
Borrowed before insurance$78,000
Total borrowed$78,000
Interest over 25 years at 4.5%$51,513

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$268.71per month out of pocket
Rent$163.00
Everything it costs to hold$431.71
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE PROALLIANCE REALTY. Listing data provided by the Toronto Regional Real Estate Board.