Homula Realty Brokerage
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43 15C Island, Carling, ON P0H 1G0

5 beds · 2 baths · 1 kitchen · 11 rooms · 1500-2000 sq ft · Detached
$1,399,900
Property tax
$5,667 / year

A spectacular custom-built, high-quality Georgian Bay cottage on desirable Huckleberry Island, built by locally renowned builder Ron Bowman, recognized for exceptional craftsmanship. This thoughtfully maintained family compound offers 348' of pristine shoreline, outstanding privacy, breathtaking long water views, unforgettable sunrises & the perfect blend of natural beauty, modern off-grid living & exceptional space for family & guests. Surrounded by classic Canadian Shield granite, crystal-clear water & towering pines.The bright open concept main cottage features 3 bedrooms, soaring 18' cathedral pine ceilings, warm wood flooring, spacious living & dining areas, a well-appointed kitchen w/ island & custom solid pine cabinetry, full bathroom w/ shower, full-size washer/dryer, certified wood-burning fireplace, propane wall furnaces, ceiling fans, Hunter Douglas blinds & a screened Muskoka room overlooking Georgian Bay.Spacious wraparound layered deck, ideal for entertaining or simply taking in the view.Enjoy all the comforts of home w/out a hydro bill! The professionally upgraded 48-volt solar system (2024), powered by 32 AGM maintenance-free batteries, easily runs everyday conveniences including laundry, hair dryers & household appliances. An integrated backup diesel generator, updated water filtration system w/ instant hot water in both buildings,professionally painted exterior buildings (2025) provide peace of mind.388 sq.ft. guest bunkie (included in total sq.ft.) offers 2 bedrooms, full bathroom, living area, wood stove & private deck. Also included are a private wood-fired sauna, waterside sports shed, workshop/golf cart storage, generator shed, included EZGO gas golf cart, 4,700L septic & a 12' x 70' floating dock w/ deep water swimming, diving & docking for . Approx. 15 minutes by boat from the marina, enjoy endless boating through Georgian Bay's world-famous 30,000 Islands, exceptional fishing, kayaking, hiking the Huckleberry Island trail.

MLS number
X13600764
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
2
Postal code
P0H 1G0
Photos
33
Laundry
Not in the unit
52days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$279,980 · minimum here is $114,990
$6,198.45per month
Borrowed before insurance$1,119,920
Total borrowed$1,119,920
Interest over 25 years at 4.5%$739,616

If you rented it out

-$6,670.70per month out of pocket
Rent$0.00
Everything it costs to hold$6,670.70
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Parry Sound Muskoka Realty Ltd. Listing data provided by the Toronto Regional Real Estate Board.