Homula Realty Brokerage
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1080 Johnson Bay Road, Dysart et al, ON K0M 1S0

3+1 beds · 1 bath · 1 kitchen · 5 rooms · 6 parking spaces · 1100-1500 sq ft · Rural Residential
$449,000
Property tax
$3,040 / year

Discover an elevated cottage experience on the pristine shores of Percy Lake, where refined comfort meets the raw beauty of nature. This expansive three-bedroom traditional retreat is tucked among towering trees, offering a rare sense of privacy and tranquility. Wake to the soft shimmer of sunlight across the lake and spend your days immersed in a landscape rich with wildlife, calm waters, and exceptional fishing. After a day outdoors, retreat to your private sauna, an indulgent touch that brings spa-like relaxation to your everyday escape. As evening falls, gather fireside beneath a canopy of stars, where the warmth of a crackling bonfire sets the tone for unforgettable nights. In winter, nearby ski slopes transform the area into a seasonal playground, making this property a true four-season escape. Whether you envision quiet weekends, vibrant family gatherings, or a long-term investment in a time less setting, this Percy Lake cottage delivers a lifestyle defined by nature, comfort, and lasting memories.

MLS number
X13601732
Type
Rural Residential
Status
Active
Bedrooms
4
Bathrooms
1
Postal code
K0M 1S0
Photos
36
Laundry
Not in the unit
51days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 944 people.

$83,000Median household income
91%Own their home
98.8%Detached houses
60.4Median age
8.5%Born outside Canada
28.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35460072 — the few blocks around this address, home to 944 people. It describes the area, not this property.

944Population
54.3Average age
2.1Household size
$128,000Average household income
$83,000Median household income
91%Own their home
9%Rent
0%Condominiums
9%Born outside Canada
29%University degree
$748,000Average home value
10%Low income
100%Not in the labour force
16%Never married
Under $5,0002%
$15,000 to $19,9991%
$20,000 to $24,9993%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9996%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over28%
$100,000 to $124,9997%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over7%

Percentages are of the 580 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$89,800 · minimum here is $22,450
$1,988.07per month
Borrowed before insurance$359,200
Total borrowed$359,200
Interest over 25 years at 4.5%$237,222

If you rented it out

-$2,241.41per month out of pocket
Rent$0.00
Everything it costs to hold$2,241.41
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by SAVE MAX CAPITAL REAL ESTATE. Listing data provided by the Toronto Regional Real Estate Board.