Homula Realty Brokerage
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1077 QUEEN Street, Howick, ON N0G 2X0

2+2 beds · 2 baths · 1 kitchen · 8+3 rooms · 9 parking spaces · 1100-1500 sq ft · Detached
$609,900
Property tax
$4,177 / year

Welcome to 1077 Queen Street - a beautifully rebuilt modular bungalow in the quaint village of Wroxeter that lives like brand-new construction, with a list of upgrades and standout features you rarely find at this price. Open-concept living, dining and kitchen create a bright, spacious heart of the home, finished carpet-free in durable luxury vinyl plank throughout.The showstopper? A massive 28'9"x 31'5" detached THREE-car garage/ workshop - a dream for the tradesperson, hobbyist or collector. It runs on a 100-amp subpanel with two available 220-volt outlets and is even roughed-in for in-floor radiant heat, ready to finish for year-round use. Comfort here is next-level: per-room zoned in-floor radiant heat, plus a propane furnace and central air, a Venmar fresh-air HRV for healthy air exchange, and on-demand (tankless) hot water. The well water is fully treated with a reverse-osmosis filtration system, water softener and a durable steel roof means one less worry for decades.Inside you'll find 4 bedrooms and 1.5 baths, including a completed powder room with premium stacked laundry. The fully finished lower level is a rare find - soaring ceilings with a striking industrial aesthetic, anchored by a generous 24'2" x 28'5" rec room and two additional bedrooms. Step outside to an oversized 0.35-acre yard which includes a fenced in area behind the garage/workshop, a welcoming covered front porch and a spacious rear deck - perfect for entertaining, kids and pets.This home has been transformed from the ground up: re-framed for structural integrity, newer windows throughout, blown-in insulation, new roof trusses and steel roofing. Tucked into the friendly community of Wroxeter, you're moments from Howick's trails and the river for swimming and leisure - tranquility and convenience in one package. Practically new, impeccably equipped, and truly one of a kind. Book your showing today!

MLS number
X13602732
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
N0G 2X0
Photos
51
49days · this listing
49days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 728 people.

$89,000Median household income
83.6%Own their home
83.3%Detached houses
39.6Median age
6.2%Born outside Canada
9.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400111 — the few blocks around this address, home to 728 people. It describes the area, not this property.

728Population
40.5Average age
2.7Household size
$93,000Average household income
$89,000Median household income
84%Own their home
16%Rent
7%Condominiums
6%Born outside Canada
9%University degree
$484,000Average home value
7%Low income
53%Not in the labour force
22%Never married
$20,000 to $24,9994%
$25,000 to $29,9993%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9997%
$90,000 to $99,9997%
$100,000 and over28%
$100,000 to $124,99911%
$125,000 to $149,9998%
$150,000 to $199,9997%
$200,000 and over4%

Percentages are of the 375 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$121,980 · minimum here is $35,990
$2,700.51per month
Borrowed before insurance$487,920
Total borrowed$487,920
Interest over 25 years at 4.5%$322,232

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$2,031.59per month out of pocket
Rent$1,017.00
Everything it costs to hold$3,048.59
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by HomeLife Power Realty Inc. Listing data provided by the Toronto Regional Real Estate Board.