Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

237 Church Street N 1, St. Catharines, ON L2R 3E8

2 beds · 1 bath · 1 kitchen · 5 rooms · 1 parking space · 700-1100 sq ft · Laundry in building · Upper Level
$1,800

Utilities includedHeat · Water

Also includedBuilding Maintenance · Exterior Maintenance · Parking

* ATTENTION VACANT & READY FOR IMMEDIATE OCCUPANCY * Stunning brand new 2 BED 1 BATH Main Level apt in Downtown St. Catharine's. Fully renovated in 2024, this apt boasts NEW Electrical, Plumbing, Vinyl Flooring, Kitchen w/ Stainless Steel appliances & Granite Counters, Bathroom, LED Pot Lights, Roof, Exterior Painting, Hot Water Tank/Radiant Heat (owned - no Heat utility to be paid by Tenant) and certified FIRE SAFETY PLAN with Exit Signs & Smoke/CO2 Detectors. Shared Laundry in Basement. *1 Parking Spot at Rear included ! Don't miss out on this incredible opportunity to be the first tenant in this bright clean apt with contemporary finishes - perfect for Students OR a Professional Couple !

MLS number
X13602978
Type
Upper Level
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
L2R 3E8
Photos
19
Laundry
Coin Operated
50days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to the building rather than the unit — every unit in a tower shares one coordinate.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Connaught Public School
DSB Niagara
Elementary492 m8.8 / 10
88% met the standard
ÉÉC Immaculée-Conception
CS catholique MonAvenir
Elementary521 m6.2 / 10
62% met the standard
St Nicholas Catholic Elementary School
Niagara CDSB
Elementary578 m5.9 / 10
59% met the standard
St Catharines Collegiate Institute and Vocational School
DSB Niagara
Secondary904 m8.0 / 10
80% met the standard · 2 of 6 measures
Harriet Tubman Public School
DSB Niagara
Elementary1.2 km7.2 / 10
72% met the standard
St Denis Catholic Elementary School
Niagara CDSB
Elementary1.6 km7.7 / 10
77% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 790 people.

$34,800Median household income
16.1%Own their home
16.1%Detached houses
39.2Median age
18.2%Born outside Canada
12.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260452 — the few blocks around this address, home to 790 people. It describes the area, not this property.

790Population
40.2Average age
1.8Household size
$42,800Average household income
$34,800Median household income
16%Own their home
84%Rent
8%Condominiums
18%Born outside Canada
12%University degree
$440,000Average home value
38%Low income
96%Not in the labour force
48%Never married
Under $5,0004%
$5,000 to $9,9991%
$10,000 to $14,9993%
$15,000 to $19,99910%
$20,000 to $24,99911%
$25,000 to $29,99910%
$30,000 to $34,99911%
$35,000 to $39,9996%
$40,000 to $44,9994%
$45,000 to $49,9996%
$50,000 to $59,9997%
$60,000 to $69,9995%
$70,000 to $79,9994%
$80,000 to $89,9992%
$90,000 to $99,9993%
$100,000 and over6%
$100,000 to $124,9994%
$150,000 to $199,9991%

Percentages are of the 470 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$360 · minimum here is $90
$7.97per month
Borrowed before insurance$1,440
Total borrowed$1,440
Interest over 25 years at 4.5%$951

If you rented it out

-$7.97per month out of pocket
Rent$0.00
Everything it costs to hold$7.97
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.