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1355 Bellwood Acres Road, Lake of Bays, ON P0A 1E0

3+1 beds · 1 bath · 1 kitchen · 8 rooms · 6 parking spaces · 700-1100 sq ft · Detached
$1,089,000
Property tax
$2,669 / year

Turnkey Waterfront Paradise on Paint Lake - Creek Access to Lake of Bays! Escape the hustle and chase the serene Muskoka lifestyle in this impeccably maintained, 3-season waterfront haven. Exuding true pride of ownership, this 1,071 sq. ft. cottage offers the ultimate turnkey experience-fully equipped with furnishings, appliances, dishes, and cutlery. Just pack your toothbrush and start making memories! Inside, warm pine accents and a bright, open-concept layout welcome you home. The living space flows seamlessly to a large sundeck, offering panoramic views of your private dock system and pristine shoreline. Enjoy the Muskoka Room which also has a Murphy bed to accommodate overflow guests. Standing seam metal roof (2021), updated windows, fully insulated walls, and redone foundation piers before Covid-times. Advanced lake water purification (UV sterilization + filters). A cozy, fully insulated, pine-lined guest sleeping cabin plus a massive detached garage with a poured concrete floor. Owned Shore Road Allowance for complete land security. Only minutes from the charming amenities of Dorset and a convenient 2.5-hour drive from the GTA.

MLS number
X13604528
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
1
Postal code
P0A 1E0
Photos
50
51days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to the building rather than the unit — every unit in a tower shares one coordinate.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Lake of Bays140 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$603k$851k$1.10M20252026this home’s asking price
$889klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
94%97%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d33d66d20252026
27dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in lake of bays. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 589 people.

$82,000Median household income
93%Own their home
98.2%Detached houses
58Median age
12.9%Born outside Canada
14.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440245 — the few blocks around this address, home to 589 people. It describes the area, not this property.

589Population
51.7Average age
2.1Household size
$86,000Average household income
$82,000Median household income
93%Own their home
7%Rent
0%Condominiums
13%Born outside Canada
15%University degree
$645,000Average home value
8%Low income
62%Not in the labour force
17%Never married
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9993%
$30,000 to $34,9994%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9995%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over28%
$100,000 to $124,99911%
$125,000 to $149,9996%
$150,000 to $199,9996%
$200,000 and over5%

Percentages are of the 400 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$217,800 · minimum here is $83,900
$4,821.86per month
Borrowed before insurance$871,200
Total borrowed$871,200
Interest over 25 years at 4.5%$575,357

If you rented it out

-$5,044.27per month out of pocket
Rent$0.00
Everything it costs to hold$5,044.27
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Forest Hill Real Estate Inc.. Listing data provided by the Toronto Regional Real Estate Board.