Homula Realty Brokerage
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229 Carloway Trail, Huron-Kinloss, ON N2Z 0A4

2 beds · 2 baths · 1 kitchen · 9 rooms · 4 parking spaces · 1400-1599 sq ft · No locker · Laundry: Laundry Room · Detached Condo
$849,900

Also includedCommon Elements

Maintenance fee
$186 / month
Property tax
$6,272 / year
Included in the fee
Common Elements

Located in the sought-after Adult Lifestyle Community of Inverlyn Lake Estates, this custom-built home combines quality craftsmanship with thoughtful design and exceptional comfort. Rich hardwood flooring extends throughout the home, complementing elegant finishes such as French doors leading to the den, California shutters, and stylish brushed nickel hardware. The spacious primary suite is a private retreat, featuring direct access to the patio, pocket doors opening to a walk-in closet, and a luxurious ensuite complete with a stunning shower, soaker tub, and double granite vanity as well as heated floors. Every detail has been carefully considered, including the double-car garage with hot and cold running water, built-in storage, and durable Hardie Board wall panels. Additional features include central vacuum, in ground sprinkler system, a partially covered wraparound patio with a privacy wall, and beautifully landscaped grounds that enhance the home's curb appeal. To top it all off, residents of Inverlyn Estates enjoy access to the clubhouse, games room, exercise room, workshop, outdoor saltwater pool, private lake, and a 90 acre woodlot with beautiful walking trails, all maintained by the Condominium Corporation. RV storage and optional garden plots also available. Whether you're relaxing under the covered patio with an evening drink as the sun sets over Lake Huron or simply enjoying the peaceful lifestyle this welcoming community offers, this home is designed to help you make the most of every day. Schedule your private showing and discover everything this exceptional property has to offer.

MLS number
X13611522
Type
Detached Condo
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
N2Z 0A4
Photos
54
Locker
No
Laundry
Laundry Room
Included in the fee
Common Elements
46days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Elgin Market Public School
Bluewater DSB
Elementary1.5 km7.5 / 10
75% met the standard
At Last Forest School KincardineElementary1.3 kmNot reported
Asynchronous AcademySecondary2.0 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,317 people.

$140,000Median household income
95.2%Own their home
100%Detached houses
48.8Median age
9.4%Born outside Canada
34.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410200 — the few blocks around this address, home to 1,317 people. It describes the area, not this property.

1,317Population
45.5Average age
2.5Household size
$161,000Average household income
$140,000Median household income
95%Own their home
5%Rent
23%Condominiums
9%Born outside Canada
35%University degree
$656,000Average home value
3%Low income
95%Not in the labour force
13%Never married
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9991%
$45,000 to $49,9991%
$50,000 to $59,9992%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9993%
$90,000 to $99,9993%
$100,000 and over40%
$100,000 to $124,9997%
$125,000 to $149,9996%
$150,000 to $199,99910%
$200,000 and over18%

Percentages are of the 845 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$169,980 · minimum here is $59,990
$3,763.17per month
Borrowed before insurance$679,920
Total borrowed$679,920
Interest over 25 years at 4.5%$449,032

If you rented it out

-$4,471.84per month out of pocket
Rent$0.00
Everything it costs to hold$4,471.84
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Land Exchange Ltd.. Listing data provided by the Toronto Regional Real Estate Board.