152 Settlers Road, Kawartha Lakes, ON K0L 2X0
- Property tax
- $4,522 / year
Discover the perfect blend of country living and equestrian lifestyle on this exceptional 1.24-acre horse/hobby farm, offering privacy, space, and endless possibilities just a short drive from the city. Nestled in desirable Ops Township, this charming property is ideal for horse enthusiasts, hobby farmers, or families seeking a peaceful rural retreat. The welcoming home features a spacious family-sized eat-in kitchen with updated upper cabinetry and a walkout to the side deck, flowing into a sun-filled solarium surrounded by windows overlooking the property. The impressive living room is the heart of the home, boasting soaring 17-ft vaulted ceilings, skylights, and a cozy propane gas fireplace-perfect for entertaining and family gatherings. The main level also offers convenient laundry, a bright bedroom, and a 3-piece bath. Upstairs features two additional spacious bedrooms and a 4-piece bath. The 90% finished basement, with its own rear entrance, offers excellent in-law or home business potential with a recreation room, bedroom, and workshop. Relax on the full-width covered front porch or side deck while enjoying the peaceful sounds of the nearby stream and scenic countryside. Equestrian amenities include a 2-stall barn with water and separate hydro, fenced paddocks/riding ring, making this an ideal setup for horse and animal lovers. Additional highlights include a large double-bay garage, parking for 8+ vehicles, and two storage sheds (approx. 8' x 10'). Ideally located within 20 minutes of Chemong, Sturgeon, and Pigeon Lakes for boating, fishing, and year-round recreation. Recent updates include septic system (2021), furnace (2021), central air (2022), water softener and filtration system (2021), water pressure tank (2021), kitchen upper cabinets, exterior painting (2024), two patio sliders (2024), and septic pumped (2023). A rare opportunity to own a turnkey country property with modern updates and exceptional hobby farm/equestrian facilities.
- MLS number
- X13612846
- Type
- Detached
- Status
- Active
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- K0L 2X0
- Photos
- 50
- Laundry
- Main Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
12 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Foyer | 1.52 × 1.88 m | Laminate · Closet · Combined w/Laundry |
| Kitchen | 3.89 × 3.00 m | Laminate · Vaulted Ceiling(s) · B/I Microwave |
| Breakfast | 3.89 × 2.59 m | Laminate · W/O To Deck · Eat-in Kitchen |
| Solarium | 3.89 × 1.88 m | Laminate · Sunken Room · Large Window |
| Living Room | 5.31 × 3.91 m | Hardwood Floor · Vaulted Ceiling(s) · Gas Fireplace |
| Primary Bedroom | 4.72 × 2.82 m | Hardwood Floor · Closet · Window |
Second
| Room | Size | Features |
|---|---|---|
| Bedroom 2 | 4.62 × 3.15 m | Laminate · Closet · Vaulted Ceiling(s) |
| Bedroom 3 | 4.75 × 2.79 m | Laminate · Closet · Window |
Basement
| Room | Size | Features |
|---|---|---|
| Bedroom 4 | 4.78 × 2.69 m | Parquet · Window · Closet |
| Recreation | 4.75 × 3.84 m | Window · Ceiling Fan(s) |
| Utility Room | 4.75 × 2.69 m | Closet · Separate Room |
| Workshop | 5.00 × 4.70 m | Window · B/I Shelves |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 2-Storey
- Class
- Residential Freehold
- Age
- 16-30
- Fronting on
- East
- Community
- Ops
- Municipality
- Kawartha Lakes
- Cross street
- Old Mill Road and Peace Road
- Zoning
- A
Inside
- Bedrooms
- 4
- Bedrooms above grade
- 3
- Bathrooms
- 2
- Washrooms
- 1 on the main floor · 1 on the second floor
- Kitchens
- 1
- Rooms above grade
- 8
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- Finished, Separate Entrance
- Laundry
- Main Level
- Size
- 1500-2000
Building
- Construction
- Board & Batten , Vinyl Siding
- Roof
- Metal
- Foundation
- Wood
- Other structures
- Box Stall, Paddocks
Parking
- Garage
- Detached
- Covered spaces
- 2
- Driveway spaces
- 8
- Total parking
- 10
- Features
- Private Triple
Land
- Lot
- 288.37 × 105.36 feet
- Shape
- Irregular
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Propane
- Cooling
- Central Air
- Water
- Well
- Sewer
- Septic
- Electricity
- Yes
- Gas
- Available
- Cable
- Available
Features
- Property
- Fenced Yard, Other, Park, Level
- Interior
- Water Treatment, Water Softener, Sump Pump, Storage, Carpet Free, Propane Tank
- Exterior
- Deck, Porch
Listing
- MLS number
- X13612846
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-07-28
- Expires
- 2026-12-31
- Taxes
- $4,522 (2025)
- Board
- Toronto Regional Real Estate Board
Listing history
This address has been listed 5 times.
Where this property is
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in Kawartha Lakes — 1,786 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in kawartha lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.