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384 Indian Point Road, Kawartha Lakes, ON K0M 1K0

3+2 beds · 3 baths · 1 kitchen · 6+6 rooms · 9 parking spaces · 1100-1500 sq ft · Laundry on the lower level level · Detached
$1,599,900
Property tax
$8,595 / year

BALSAM LAKE - Your Waterfront Sanctuary Awaits. Nestled on the pristine shores of Balsam Lake, this 2,600 sq. ft. of finished living space and year-round residence offers the perfect blend of comfort and convenience. The heart of the home is a sun-drenched great room where a floor-to-ceiling fireplace meets expansive views of the water. With 5 total bedrooms and a fully finished walk-out basement, there is ample space for family and guests to gather. Step outside to a level, manicured yard that leads to a clean western-facing waterfront, perfect for swimming and enjoying legendary sunsets from your private dock. Convenience is at your doorstep with Coboconk only minutes away, offering everything from local hardware stores to the historic "Smallest Jail in Canada." This is a rare, truly turnkey opportunity: the sale includes all interior furnishings plus a boat. Start your lake life on day one.

MLS number
X13614746
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
3
Postal code
K0M 1K0
Photos
39
Laundry
Lower Level level
46days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Kawartha Lakes — 1,786 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$600k$1.11M$1.62M20252026this home’s asking price
$650klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d27d55d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in kawartha lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 910 people.

$78,500Median household income
90.7%Own their home
95.4%Detached houses
60.4Median age
12.1%Born outside Canada
14.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35160105 — the few blocks around this address, home to 910 people. It describes the area, not this property.

910Population
53.8Average age
2.1Household size
$101,200Average household income
$78,500Median household income
91%Own their home
9%Rent
0%Condominiums
12%Born outside Canada
15%University degree
$848,000Average home value
10%Low income
18%Never married
Under $5,0001%
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9998%
$60,000 to $69,9994%
$70,000 to $79,9995%
$80,000 to $89,9997%
$90,000 to $99,9994%
$100,000 and over25%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,9996%
$200,000 and over6%

Percentages are of the 595 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$319,980 · minimum here is $319,980
$7,084.01per month
Borrowed before insurance$1,279,920
Total borrowed$1,279,920
Interest over 25 years at 4.5%$845,283

If you rented it out

-$7,800.26per month out of pocket
Rent$0.00
Everything it costs to hold$7,800.26
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX REALTY SPECIALISTS INC.. Listing data provided by the Toronto Regional Real Estate Board.