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220 Dublin Street, Peterborough, ON K9H 3B7

12 beds · 4 baths · 3 kitchens · 19 rooms · 6 parking spaces · 3000-3500 sq ft · Multiplex
$650,000
Property tax
$5,234 / year

Exceptional turnkey investment opportunity in the heart of Peterborough's downtown core! This fully licensed legal rooming/boarding house at 220 Dublin Street is a well-maintained all-brick two-storey property offering excellent cash flow with a strong 6.9% cap rate. The main building features 11 fully rented bedrooms, 1 shared kitchen, 1 private kitchen and 2.5 shared bathrooms, while the self-contained basement accessory apartment offers a separate entrance, full kitchen, and bathroom, creating an additional income stream. Situated on a large private lot in a high-demand rental area, this property is fully tenanted and conveniently located close to public transit, shopping, restaurants, downtown amenities. Whether you're looking to expand your investment portfolio or acquire a proven income-producing property, 220 Dublin Street offers stable returns, strong occupancy, and outstanding long-term potential.

MLS number
X13615174
Type
Multiplex
Status
Active
Bedrooms
12
Bathrooms
4
Postal code
K9H 3B7
Photos
38
46days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Peterborough Collegiate and Vocational School
Kawartha Pine Ridge DSB
Secondary340 mNot reported
Queen Elizabeth Public School
Kawartha Pine Ridge DSB
Elementary1.0 km9.2 / 10
92% met the standard
St. Anne Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary1.1 km7.0 / 10
70% met the standard
Highland Heights Public School
Kawartha Pine Ridge DSB
Elementary1.3 km5.5 / 10
55% met the standard
Immaculate Conception Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary1.3 km6.9 / 10
69% met the standard
Adam Scott Collegiate and Vocational Institute
Kawartha Pine Ridge DSB
Secondary1.7 km6.9 / 10
69% met the standard · 2 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 502 people.

$43,600Median household income
24.1%Own their home
20.8%Detached houses
29.8Median age
3.2%Born outside Canada
14.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150051 — the few blocks around this address, home to 502 people. It describes the area, not this property.

502Population
38Average age
1.8Household size
$47,200Average household income
$43,600Median household income
24%Own their home
76%Rent
0%Condominiums
3%Born outside Canada
15%University degree
$380,000Average home value
28%Low income
87%Not in the labour force
52%Never married
$10,000 to $14,9993%
$15,000 to $19,9999%
$20,000 to $24,99914%
$25,000 to $29,9997%
$30,000 to $34,9995%
$35,000 to $39,9993%
$40,000 to $44,9995%
$45,000 to $49,9995%
$50,000 to $59,99912%
$60,000 to $69,9997%
$70,000 to $79,9995%
$80,000 to $89,9992%
$90,000 to $99,9993%
$100,000 and over10%
$100,000 to $124,9995%
$125,000 to $149,9992%
$150,000 to $199,9992%

Percentages are of the 290 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$130,000 · minimum here is $40,000
$2,878.06per month
Borrowed before insurance$520,000
Total borrowed$520,000
Interest over 25 years at 4.5%$343,418

If you rented it out

-$3,314.23per month out of pocket
Rent$0.00
Everything it costs to hold$3,314.23
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX HALLMARK EASTERN REALTY. Listing data provided by the Toronto Regional Real Estate Board.