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286 Balmy Beach Road N, Georgian Bluffs, ON N4K 5N4

6 beds · 4 baths · 1 kitchen · 19 rooms · 7 parking spaces · 2000-2500 sq ft · Laundry on the main level level · Detached
$1,250,000
Property tax
$6,647 / year

Discover refined living in this beautifully renovated bungalow, where timeless design, exceptional craftsmanship, and thoughtfully curated spaces create an extraordinary place to call home. A grand foyer welcomes you into the heart of the home, where an impressive, oversized chef's kitchen flows into a warm and inviting gathering room, highlighted by a stunning fireplace overlooking the backyard. Step outside to your own private outdoor featuring a newer composite deck with sleek metal railings, a built-in hot tub, and space for entertaining, dining, or simply unwinding in comfort. Every inch of this home has been tastefully updated from the main floor to the fully finished lower level, showcasing quality finishes and modern sophistication. With everyday living in mind, the spacious mudroom features built-in cubbies and abundant storage before leading into the laundry room. The primary suite offers a peaceful escape, complete with a private ensuite. Two additional spacious bedrooms and a beautifully finished four-piece bath providing comfort and style for the entire family. The living and dining room complete the main level, offering refined spaces for both intimate gatherings and formal entertaining. The lower level extends the home's luxurious lifestyle with an expansive family and media room featuring a quaint bar area. The fitness room provides the convenience of exercising at home, while the spa-inspired bathroom offers a luxurious walk-in shower and a private water closet creating a true retreat. The garage is an extension of the home, designed as the ultimate workshop or private man cave. Perfectly balancing luxury, comfort, and everyday functionality, this exceptional home located near the waters of Georgian Bay, offers a rare opportunity to enjoy living in one of the area's most desirable locations. From the beautifully landscaped outdoor oasis to the impeccably finished interior, every detail has been thoughtfully designed to elevate your lifestyle.

MLS number
X13616062
Type
Detached
Status
Active
Bedrooms
6
Bathrooms
4
Postal code
N4K 5N4
Photos
49
Laundry
Main Level level
46days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Georgian Bluffs — 213 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$572k$918k$1.26M20252026this home’s asking price
$760klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-2d56d115d20252026
38dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in georgian bluffs. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 595 people.

$99,000Median household income
94.1%Own their home
100%Detached houses
56.8Median age
10.3%Born outside Canada
23.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35420163 — the few blocks around this address, home to 595 people. It describes the area, not this property.

595Population
49.9Average age
2.4Household size
$124,000Average household income
$99,000Median household income
94%Own their home
6%Rent
0%Condominiums
10%Born outside Canada
24%University degree
$660,000Average home value
4%Low income
15%Never married
$20,000 to $24,9991%
$30,000 to $34,9991%
$35,000 to $39,9993%
$45,000 to $49,9991%
$50,000 to $59,9994%
$60,000 to $69,9996%
$70,000 to $79,9993%
$80,000 to $89,9996%
$90,000 to $99,9997%
$100,000 and over33%
$100,000 to $124,99914%
$125,000 to $149,9994%
$150,000 to $199,9997%
$200,000 and over10%

Percentages are of the 360 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$250,000 · minimum here is $100,000
$5,534.73per month
Borrowed before insurance$1,000,000
Total borrowed$1,000,000
Interest over 25 years at 4.5%$660,419

If you rented it out

-$6,088.65per month out of pocket
Rent$0.00
Everything it costs to hold$6,088.65
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Sutton-Sound Realty. Listing data provided by the Toronto Regional Real Estate Board.