Homula Realty Brokerage
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89 HILLS SIDING Road, Callander, ON P0H 1H0

4+1 beds · 4 baths · 1 kitchen · 15+7 rooms · 10 parking spaces · 3000-3500 sq ft · Laundry on the main level level · Detached
$1,199,000
Property tax
$5,414 / year

One-of-a-kind country estate set on over 100 acres. Boasting over 4,200 sq ft of living space, this spacious 4+1 bedroom home offers the perfect combination of privacy & comfort. Just 15min from North Bay with easy highway access. Whether you're looking for a family home, recreational retreat or a place to operate your business, this property offers a perfect opportunity. The main floor features durable hardwood flooring, with a layout designed for both functional everyday living & entertaining. The updated kitchen includes a pantry, ample cabinetry, large island, full-size fridge & freezer. Walk out from the dining room to the covered patio. The spacious living room features a beautiful stone fireplace, creating the perfect gathering place. A huge mudroom, convenient main floor laundry, bright office/gym space with large windows offers flexibility for working from home or personal interests. Upstairs you will find 4 generously sized bedrooms with large closets. The primary suite is truly a private retreat with W/I closet, sunroom & beautiful 4pc ensuite with W/I shower. A second 4pc bath & sitting area (reading nook or office) complete the upper level. The fully finished basement expands the living space with a large rec room, fifth bedroom, bonus room, & full bathroom. Outside, you'll find a 3 ponds & impressive collection of outbuildings. The heated 2.5-car garage attaches to a large 'drive shed' perfect for lawn equipment, recreational vehicles, tools & toys. A standout feature is the 60'x32' heated shop with a 14 ft ceiling, separate 200amp service, equipped with propane & a wood stove, including a hoist for automotive enthusiasts. Incredible value-add - built in 2024 with over $220,000 invested! A large U-shaped driveway provides easy access & abundant parking for vehicles of any size. Properties offering this combination of acreage, living space, privacy & outbuildings are incredibly rare! A detailed list of upgrades & property information is available.

MLS number
X13616666
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
4
Postal code
P0H 1H0
Photos
50
Laundry
Main Level level
46days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 424 people.

$78,500Median household income
93.5%Own their home
100%Detached houses
52Median age
5.1%Born outside Canada
10.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440248 — the few blocks around this address, home to 424 people. It describes the area, not this property.

424Population
47.2Average age
2.4Household size
$88,000Average household income
$78,500Median household income
94%Own their home
7%Rent
0%Condominiums
5%Born outside Canada
10%University degree
$690,000Average home value
9%Low income
52%Not in the labour force
25%Never married
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9994%
$40,000 to $44,9994%
$50,000 to $59,9997%
$60,000 to $69,99911%
$70,000 to $79,9994%
$80,000 to $89,9992%
$90,000 to $99,9994%
$100,000 and over30%
$100,000 to $124,99913%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over2%

Percentages are of the 230 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$239,800 · minimum here is $94,900
$5,308.91per month
Borrowed before insurance$959,200
Total borrowed$959,200
Interest over 25 years at 4.5%$633,474

If you rented it out

-$5,760.08per month out of pocket
Rent$0.00
Everything it costs to hold$5,760.08
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Keller Williams Edge Realty. Listing data provided by the Toronto Regional Real Estate Board.