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5 George Street E, Havelock-Belmont-Methuen, ON K0L 1Z0

3 beds · 1 bath · 1 kitchen · 9 rooms · 3 parking spaces · 1100-1500 sq ft · Detached
$485,000
Property tax
$1,551 / year

Welcome to this charming 3-bedroom, 1-bathroom home in the heart of Havelock, where character, comfort, and outdoor living come together. Step inside to a bright, updated eat-in kitchen with plenty of natural light, while the formal dining room has been thoughtfully transformed into a music room, offering flexibility for hobbies, a home office, or additional living space. The inviting living room features sliding glass patio doors that open to your private backyard retreat. Outside, enjoy a beautifully finished patio complete with a bar area, leading to a deck and above-ground pool-perfect for relaxing, entertaining, and making the most of summer days. The fully fenced yard provides plenty of room for children and pets to play, along with space for gardening and outdoor enjoyment. A garden shed offers convenient storage and could easily be transformed into a greenhouse for the gardening enthusiast. The property also features a workshop with an overhead door, providing an ideal space for storing a lawn mower, four-wheeler, tools, or creating your own hobby or project area. This home offers a great blend of charm, functionality, and peace of mind. Located in the heart of Havelock, you're just minutes from local shops, the arena, ball diamond, splash pad, parks, ATV and snowmobile trails. A wonderful opportunity to enjoy small-town living with space to relax, entertain, and make yourself at home.

MLS number
X13617022
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
K0L 1Z0
Photos
50
44days · this listing
77days · this property (2 listings)

This home has been listed 2 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

77 days on the market across 2 listings
This listing shows 44 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Havelock-Belmont Public School
Kawartha Pine Ridge DSB
Elementary668 m3.2 / 10
32% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 453 people.

$64,000Median household income
71.1%Own their home
75%Detached houses
47.6Median age
6.5%Born outside Canada
6.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150292 — the few blocks around this address, home to 453 people. It describes the area, not this property.

453Population
44.9Average age
2.3Household size
$67,000Average household income
$64,000Median household income
71%Own their home
29%Rent
4%Condominiums
7%Born outside Canada
7%University degree
$355,000Average home value
16%Low income
88%Not in the labour force
25%Never married
$5,000 to $9,9992%
$15,000 to $19,9994%
$20,000 to $24,9996%
$25,000 to $29,9996%
$30,000 to $34,9994%
$35,000 to $39,9994%
$40,000 to $44,9992%
$45,000 to $49,9998%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9998%
$80,000 to $89,9994%
$90,000 to $99,9996%
$100,000 and over17%
$100,000 to $124,9998%
$125,000 to $149,9996%
$150,000 to $199,9996%

Percentages are of the 260 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$97,000 · minimum here is $24,250
$2,147.48per month
Borrowed before insurance$388,000
Total borrowed$388,000
Interest over 25 years at 4.5%$256,243

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,468.73per month out of pocket
Rent$808.00
Everything it costs to hold$2,276.73
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 United Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.