Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

940 St David Street 96, Centre Wellington, ON N1M 0L7

2 beds · 2 baths · 1 kitchen · 4 rooms · 1 parking space · 900-999 sq ft · Condo Townhouse
$449,900

Also includedBuilding Insurance · Common Elements · Parking

Maintenance fee
$219 / month
Included in the fee
Building Insurance, Common Elements, Parking

Welcome to Unit 96 at 940 St. David St N - a brand new 980 sq ft, 2 bed, 1.5 bath stacked townhome in the heart of North Fergus, finished with a clean, modern look that feels move-in ready from day one. The open-concept main living level brings the kitchen, dining, and living space together, with a covered balcony off the living room for your morning coffee or evening wind-down. The kitchen features sleek cabinetry, quartz counters, stainless steel appliances, and a striking honeycomb tile backsplash.Upstairs, two well-sized bedrooms include a primary retreat with its own private covered balcony, served by a well-appointed main bath, plus a convenient powder room on the main level for guests.This is a brand new, never-lived-in home that comes with the full 7-year Tarion warranty for total peace of mind.Location is everything here: Walmart, a grocery store, fast food and dine-in restaurants, and plenty of other amenities are all just steps from your door - North Fergus living with everything close by.

MLS number
X13619704
Type
Condo Townhouse
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
N1M 0L7
Photos
23
Included in the fee
Building Insurance, Common Elements, Parking
44days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
St Joseph - Fergus Catholic Elementary School
Wellington CDSB
Elementary521 m8.6 / 10
86% met the standard
Grand River Public School
Upper Grand DSB
Elementary1.3 kmNot reported
Victoria Terrace Public School
Upper Grand DSB
Elementary1.2 km8.4 / 10
84% met the standard
James McQueen Public School
Upper Grand DSB
Elementary1.4 km4.3 / 10
43% met the standard · 3 of 6 measures
Maranatha Christian SchoolElementary1.9 kmNot reported
Emmanuel Christian High SchoolSecondary2.3 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,915 people.

$102,000Median household income
75.3%Own their home
73.3%Detached houses
36.8Median age
14.4%Born outside Canada
16.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35230306 — the few blocks around this address, home to 1,915 people. It describes the area, not this property.

1,915Population
38.2Average age
2.6Household size
$110,600Average household income
$102,000Median household income
75%Own their home
25%Rent
0%Condominiums
14%Born outside Canada
17%University degree
$740,000Average home value
8%Low income
45%Not in the labour force
20%Never married
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9994%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9993%
$60,000 to $69,9993%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over34%
$100,000 to $124,99911%
$125,000 to $149,9998%
$150,000 to $199,99910%
$200,000 and over5%

Percentages are of the 1,100 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$89,980 · minimum here is $22,495
$1,992.06per month
Borrowed before insurance$359,920
Total borrowed$359,920
Interest over 25 years at 4.5%$237,698

If you rented it out

-$2,211.06per month out of pocket
Rent$0.00
Everything it costs to hold$2,211.06
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Coldwell Banker Neumann Real Estate. Listing data provided by the Toronto Regional Real Estate Board.