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77719 BLUEWATER HWY-45 PORTSIDE Highway, Central Huron, ON N0M 1G0

1 bed · 1 bath · 1 kitchen · 5 rooms · 2 parking spaces · < 700 sq ft · Modular Home
$159,000
Property tax
$188 / year

Affordable year round living in this1997 General Coach, Huron Ridge, 1 bedroom park model located in Lighthouse Cove (four season campground). Enjoy Lake Huron sunsets, afternoons at the beach or basking poolside all within this 55+ land lease community. The home has a natural gas forced air furnace and central air. There is a second bedroom/den/office located at the front of the home creating an open concept living space or private sleeping area. The large new deck (2021) spans the south side of this home with a covered section to escape from the sun for 3 season enjoyment. Additional features include a natural gas BBQ hookup on the deck, some newer flooring, shed with newer floor and shingles and a mature landscaped yard Other updates include new fence/gate (2021) combination washer/dryer, gas stove (2020) and roof (2014). The park features a community centre, outdoor inground heated pool, lovely area to view Lake Huron sunsets with a golf course nearby. If downsizing, low maintenance and affordable living are what you are looking for, this home checks all the boxes!

MLS number
X13621586
Type
Modular Home
Status
Active
Bedrooms
1
Bathrooms
1
Postal code
N0M 1G0
Photos
41
43days · this listing
43days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 619 people.

$81,000Median household income
75.4%Own their home
84.6%Detached houses
62Median age
18.3%Born outside Canada
33.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400205 — the few blocks around this address, home to 619 people. It describes the area, not this property.

619Population
56.1Average age
1.9Household size
$99,000Average household income
$81,000Median household income
75%Own their home
25%Rent
7%Condominiums
18%Born outside Canada
34%University degree
$880,000Average home value
12%Low income
18%Never married
Under $5,0001%
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9996%
$60,000 to $69,9995%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over27%
$100,000 to $124,9998%
$125,000 to $149,9996%
$150,000 to $199,9995%
$200,000 and over9%

Percentages are of the 465 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$31,800 · minimum here is $7,950
$704.02per month
Borrowed before insurance$127,200
Total borrowed$127,200
Interest over 25 years at 4.5%$84,005

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$454.68per month out of pocket
Rent$265.00
Everything it costs to hold$719.68
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Heartland Realty. Listing data provided by the Toronto Regional Real Estate Board.