Homula Realty Brokerage
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4682 COUNTY 2 Road, Front of Leeds & Seeleys Bay, ON K7G 2V5

3 beds · 2 baths · 1 kitchen · 9+2 rooms · 12 parking spaces · 2500-3000 sq ft · Detached
$944,000
Property tax
$3,429 / year

Welcome to Willowbank - your private hilltop retreat just west of Gananoque, offering an easy commute to Kingston along scenic County Road 2. This beautifully updated 1930s home seamlessly blends timeless character with modern upgrades, creating a warm and inviting property that'sready for you to move in and enjoy. Perched on an elevated setting, the home captures seasonal views of the St. Lawrence River and is located just moments from a private marina, making it an ideal destination for boating enthusiasts. Inside, you will find a bright and welcoming 3-bedroom, 1.5-bathroom home filled with natural light, original charm, and comfortable living spaces designed for both everyday living and entertaining. Set on 83.41 acres of rolling countryside, Willowbank is a rare offering with exceptional recreational appeal. Explore private wooded trails, enjoy peaceful ponds, hunt, hike, or simply immerse yourself in the beauty of the surrounding landscape. Whether you're seeking a country estate, recreational retreat, or family getaway, this property offers endless possibilities. Hosting family and friends is easy with a separate 2-bedroom guest cabin, while the expansive grounds provide plenty of room for RV parking, camping, and outdoor gatherings. A detached2-car garage/workshop, along with an additional storage building, offers abundant space for vehicles, equipment, and recreational toys. Just minutes from Gananoque and the world-renowned Thousand Islands, you will enjoy convenient access to boating, golf courses, waterfront dining, boutique shopping, live theatre, and countless outdoor adventures.Properties that combine this level of privacy, acreage, character, and proximity to the St.Lawrence River are exceptionally rare. Discover the lifestyle that Willowbank has to offer-bookyour private showing today.

MLS number
X13622044
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K7G 2V5
Photos
49
44days · this listing
44days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 642 people.

$94,000Median household income
86.8%Own their home
98.1%Detached houses
50.8Median age
6.7%Born outside Canada
23.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35100268 — the few blocks around this address, home to 642 people. It describes the area, not this property.

642Population
45.7Average age
2.5Household size
$113,000Average household income
$94,000Median household income
87%Own their home
13%Rent
0%Condominiums
7%Born outside Canada
23%University degree
$560,000Average home value
7%Low income
46%Not in the labour force
19%Never married
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9997%
$80,000 to $89,9993%
$90,000 to $99,9993%
$100,000 and over35%
$100,000 to $124,9998%
$125,000 to $149,9997%
$150,000 to $199,9998%
$200,000 and over8%

Percentages are of the 360 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$188,800 · minimum here is $69,400
$4,179.83per month
Borrowed before insurance$755,200
Total borrowed$755,200
Interest over 25 years at 4.5%$498,748

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$2,892.58per month out of pocket
Rent$1,573.00
Everything it costs to hold$4,465.58
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXP REALTY, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.