89 Jack Lake Road, North Kawartha, ON K0L 1A0
- Property tax
- $1,717 / year
Welcome to this charming family home in the heart of Apsley, set on over 6 acres of naturally beautiful land-an ideal retreat for anyone who loves fresh air, wide-open space, and small-town living. This 3-bedroom home features a bright, spacious eat-in kitchen with plenty of counterspace and storage, perfect for gathering after a day of exploring the outdoors. Natural light fills the living area, creating a warm space for family time, quiet evenings, or watching the seasons change right outside your window. The main floor includes the primary bedroom and a 4-piece bath, with two additional bedrooms on the upper level. New windows installed in 2022, complete with stylish wood trim, bring the outdoors in while adding comfort and efficiency. Step outside to enjoy an enclosed porch ideal for crisp fall evenings, or relax on the large deck overlooking your private acreage. A new roof in 2023 adds peace of mind and long-term value. The detached garage offers excellent storage or workshop potential, while the property itself-over 6 acres of mixed trees and natural vegetation-invites adventure. Whether you enjoy hiking, exploring, or simply wandering through your own forested trails, this land is a playground for outdoor enthusiasts. All this within a couple minutes walk to Apsley offers all the essentials of a larger center with the warmth of a small town: community center (across the street), park, library, grocery store, hardware store, local shops, eateries, and more. Conveniently located just 45 minutes to Peterborough or 30 minutes to Bancroft via Highway 28 N, this property is perfect for families, couples, or anyone looking to trade city noise for country calm and everyday adventure.
- MLS number
- X13622194
- Type
- Detached
- Status
- Active
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- K0L 1A0
- Photos
- 49
- Laundry
- Lower Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
9 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Mud Room | 2.83 × 1.31 m | — |
| Kitchen | 5.82 × 3.44 m | — |
| Dining Room | 4.91 × 2.28 m | — |
| Living Room | 3.77 × 5.73 m | — |
| Bathroom | 2.62 × 1.98 m | 4 Pc Bath |
| Primary Bedroom | 4.05 × 2.37 m | — |
| Other | 2.22 × 1.73 m | — |
Second
| Room | Size | Features |
|---|---|---|
| Bedroom 2 | 3.44 × 3.81 m | — |
| Bedroom 3 | 5.82 × 3.81 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 1 1/2 Storey
- Class
- Residential Freehold
- Fronting on
- West
- Community
- North Kawartha
- Municipality
- North Kawartha
- Cross street
- County Road 504
- Zoning
- RU
Inside
- Bedrooms
- 3
- Bedrooms above grade
- 3
- Bathrooms
- 1
- Washrooms
- 1 on the main floor
- Kitchens
- 1
- Rooms above grade
- 9
- Fireplace
- Yes
- Basement
- Full, Unfinished
- Laundry
- Lower Level
- Size
- 1100-1500
Building
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
Parking
- Garage
- Detached
- Covered spaces
- 1
- Driveway spaces
- 8
- Total parking
- 9
- Features
- Private
Land
- Lot
- 415.62 × 617.65 feet
- Shape
- Irregular
- View
- Forest, Trees/Woods
- Pool
- None
Heating, cooling and services
- Heating
- Baseboard
- Heat source
- Electric
- Cooling
- None
- Water
- Well
- Sewer
- Septic
- Electricity
- Yes
- Gas
- No
- Cable
- No
Features
- Property
- Library, Park, Place Of Worship, Rec./Commun.Centre, School, School Bus Route
- Interior
- Primary Bedroom - Main Floor, Water Heater Owned
- Exterior
- Deck, Porch, Year Round Living
Listing
- MLS number
- X13622194
- Status
- Price Change
- Previous status
- New
- Listed on
- 2026-07-29
- Expires
- 2027-01-28
- Taxes
- $1,717 (2025)
- Board
- Central Lakes Association of REALTORS
Listing history
This address has been listed 2 times.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| Zoe Christian Academy | Elementary and secondary | 349 m | Not reported |
| Apsley Central Public School Kawartha Pine Ridge DSB | Elementary | 1.1 km | / 10 66% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 1,132 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35150228 — the few blocks around this address, home to 1,132 people. It describes the area, not this property.
Percentages are of the 700 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.