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51 Brock Street, Niagara-on-the-Lake, ON L0S 1J0

2+1 beds · 3 baths · 1 kitchen · 8+6 rooms · 3 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Detached
$1,225,000
Property tax
$7,655 / year

Welcome to The Village, one of Niagara-on-the-Lake's most coveted residential neighbourhoods. Set on a premium lot, this charming bungalow offers 2,555 square feet of beautifully finished living space designed for comfort, accessibility and easy entertaining. At the front of the home, two elegant main-floor bedrooms-the primary suite and a welcoming guest room-each enjoy private ensuite baths. Nine-foot ceilings and hardwood floors lead to the open-concept living and dining rooms, where doors open onto a covered patio and flower-filled courtyard-perfect for lazy evenings and barbecues with friends. Overlooking these rooms, the spacious kitchen features granite countertops, stainless steel appliances and a generous breakfast bar-a happy place to chat while ensuring the chef is never left out of a conversation. Downstairs, the finished lower level offers a sprawling family room, ideal for movie nights. Steps down the hallway, a spacious third bedroom with its own elegant bath is large enough for a family, yet cozy enough to ensure every guest comfort and privacy. On the other side of the lower level, an unfinished cold cellar waits to be transformed into the wine cellar of its new owners' dreams. This is wine country, after all...The home's laundry is conveniently located upstairs between the kitchen and a double garage, where a rare open elevator/lift carries groceries, suitcases - and their handlers - up and down from their cars. Outside, a snow-melt pad keeps snow and ice at bay, while yet another parking space sits in front of the courtyard gate. Life in The Village is easy and comfortable, with a restaurant, a Shoppers Drug Mart, bank, lawyer, dentist, healthcare team and new Foodland literally around the corner. There's a winery across the street, a hotel soon to open and all the charm of Old Town main street just five minutes away. Come discover this beautiful property-and see how special life in The Village can be.

MLS number
X13622424
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
L0S 1J0
Photos
31
Laundry
Main Level level
45days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Vineridge AcademySecondary1.6 kmNot reported
Clyfford AcademySecondary1.7 kmNot reported
Royal Oak Community SchoolElementary2.3 kmNot reported

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Niagara-on-the-Lake323 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$996k$1.11M$1.23M20252026this home’s asking price
$1.20Mlatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%97%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d27d54d20252026
30dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in niagara-on-the-lake. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 935 people.

$111,000Median household income
93.9%Own their home
70.6%Detached houses
64.5Median age
23.4%Born outside Canada
37%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260009 — the few blocks around this address, home to 935 people. It describes the area, not this property.

935Population
57.8Average age
2.2Household size
$135,500Average household income
$111,000Median household income
94%Own their home
6%Rent
6%Condominiums
23%Born outside Canada
37%University degree
$1,000,000Average home value
5%Low income
15%Never married
$10,000 to $14,9991%
$20,000 to $24,9991%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9991%
$45,000 to $49,9992%
$50,000 to $59,9993%
$60,000 to $69,9993%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over36%
$100,000 to $124,9999%
$125,000 to $149,9997%
$150,000 to $199,9999%
$200,000 and over12%

Percentages are of the 675 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$245,000 · minimum here is $97,500
$5,424.03per month
Borrowed before insurance$980,000
Total borrowed$980,000
Interest over 25 years at 4.5%$647,210

If you rented it out

-$6,061.95per month out of pocket
Rent$0.00
Everything it costs to hold$6,061.95
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by SOTHEBY'S INTERNATIONAL REALTY, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.