Homula Realty Brokerage
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930 Ponderosa Road, Nipissing, ON P0H 2L0

5 beds · 2 baths · 1 kitchen · Investment
$1,999,900

A rare 100-acre estate, income producing property with three fully renovated homes, legally zoned and hundreds of acres of crown land on three sides. Unmatched privacy only 3 hours from the GTA and 40 minutes south of North Bay. This property delivers true seclusion with room to live, work and play. With the added convenience of year round maintained roads by municipality. The land features ponds, established trails for walking or riding, and a peaceful natural setting ideal for recreation or homesteading. Three fully updated and renovated homes sit on the property-a 5-bedroom, a 3-bedroom, and a 2-bedroom ready for multi-family living, rental income currently being generated, or a private family compound. A newly built 30' x 60' heated garage provides exceptional storage and workspace. A large 30' x 50' barn with horse stalls adds versatility for livestock, storage, or future hobby farming. Additional highlights include a massive timber-frame greenhouse with raised beds, plus a full-time backup generator for peace of mind. Whether you're seeking a private retreat, a multi-home investment, or a self-sustaining rural lifestyle, this property offers a rare combination of space, infrastructure, and natural beauty.

MLS number
X13624718
Type
Investment
Status
Active
Bedrooms
5
Bathrooms
2
Postal code
P0H 2L0
Photos
50
Property tax
$2,561 / year
42days · this listing
124days · this property (3 listings)

This home has been listed 3 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

124 days on the market across 3 listings
This listing shows 42 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 518 people.

$74,000Median household income
93.6%Own their home
100%Detached houses
56.8Median age
7.8%Born outside Canada
12.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35490154 — the few blocks around this address, home to 518 people. It describes the area, not this property.

518Population
50.6Average age
2.3Household size
$82,000Average household income
$74,000Median household income
94%Own their home
6%Rent
0%Condominiums
8%Born outside Canada
12%University degree
$472,000Average home value
14%Low income
98%Not in the labour force
15%Never married
$20,000 to $24,9994%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9995%
$40,000 to $44,9995%
$45,000 to $49,9994%
$50,000 to $59,9999%
$60,000 to $69,9997%
$70,000 to $79,9995%
$80,000 to $89,9999%
$90,000 to $99,9997%
$100,000 and over23%
$100,000 to $124,9997%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over2%

Percentages are of the 285 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$399,980 · minimum here is $399,980
$8,855.12per month
Borrowed before insurance$1,599,920
Total borrowed$1,599,920
Interest over 25 years at 4.5%$1,056,617

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$5,735.54per month out of pocket
Rent$3,333.00
Everything it costs to hold$9,068.54
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 Blue Sky Region Realty Inc., Brokerage. Listing data provided by the Toronto Regional Real Estate Board.