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149 Pine Tree Lane, Cramahe, ON K0K 1S0

2+2 beds · 3 baths · 1 kitchen · 7+4 rooms · 12 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Detached
$1,095,000
Property tax
$6,264 / year

Contemporary comfort meets exceptional privacy on more than 3.5 acres of beautifully wooded property, just steps from the turquoise waters of Little Lake. Fiber optic internet, quick access to Highway 401, and dedicated home office space make rural living as practical as it is peaceful. A circular drive, perennial gardens, and an oversized attached garage create an inviting first impression. Inside, the open-concept design features hardwood floors, vaulted ceilings, and large picturesque windows that fill the home with natural light. The modern kitchen offers a large island, quality cabinetry, stainless steel appliances, and seamless access to the spacious deck for outdoor dining or a quiet morning coffee. The professionally finished lower level provides high ceilings, large windows, surround sound, and flexible living space. A detached workshop/studio, raised garden beds, and garden shed complement the property, while the true highlight lies beyond the lawn-your own private woodland sanctuary with winding trails, peaceful sitting areas, and abundant wildlife. More than a beautiful home, this is a lifestyle defined by nature, privacy, and everyday comfort.

MLS number
X13625584
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
K0K 1S0
Photos
39
Laundry
Main Level level
44days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Cramahe — 172 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$503k$805k$1.11M20252026this home’s asking price
$742klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%97%100%20252026the asking price
99%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d31d64d20252026
50dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in cramahe. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 631 people.

$96,000Median household income
82%Own their home
97.9%Detached houses
49.6Median age
5.9%Born outside Canada
12.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35140175 — the few blocks around this address, home to 631 people. It describes the area, not this property.

631Population
45.2Average age
2.7Household size
$109,000Average household income
$96,000Median household income
82%Own their home
18%Rent
0%Condominiums
6%Born outside Canada
13%University degree
$695,000Average home value
8%Low income
60%Not in the labour force
20%Never married
$20,000 to $24,9993%
$25,000 to $29,9991%
$35,000 to $39,9993%
$40,000 to $44,9994%
$45,000 to $49,9991%
$50,000 to $59,9994%
$60,000 to $69,9997%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over30%
$100,000 to $124,9994%
$125,000 to $149,9999%
$150,000 to $199,99912%
$200,000 and over7%

Percentages are of the 345 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$219,000 · minimum here is $84,500
$4,848.42per month
Borrowed before insurance$876,000
Total borrowed$876,000
Interest over 25 years at 4.5%$578,527

If you rented it out

-$5,370.42per month out of pocket
Rent$0.00
Everything it costs to hold$5,370.42
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Rouge River Realty Ltd.. Listing data provided by the Toronto Regional Real Estate Board.