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Lot 28 Cowin Circle, Cobourg, ON K9A 0B1

4 beds · 3 baths · 1 kitchen · 8 rooms · 2 parking spaces · 2000-2500 sq ft · Att/Row/Townhouse
$790,990

TO BE BUILT - HIGHMARK HOMES | HARWOOD PLACE, COBOURG | Highmark 3 - LOT 28 Welcome to Harwood Place, an exclusive new community by Highmark Homes ideally located at Elgin St. W. & Wilkins Gate in charming Cobourg. This is your opportunity to own a brand-new over 2000 sq ft Bugaloft townhome on a beautiful lot, thoughtfully designed for modern living with spacious principal rooms, contemporary finishes and Highmark Homes' signature attention to quality and detail. Harwood Place offers a collection of beautifully designed new homes within a semiprivate enclave surrounded by nature, while keeping you close to everything Cobourg has to offer. Enjoy a thoughtfully planned layout featuring agenerous kitchen and breakfast area overlooking the Great Room, spacious bedrooms, convenient upper-level laundry and stylish bathrooms designed with today's families in mind. Located just minutes from Cobourg's historic downtown, beautiful waterfront and beaches, shopping, restaurants, parks, schools and everyday amenities, with convenient access to Hwy 401 and Cobourg VIA Rail Station for commuters.

MLS number
X13626248
Type
Att/Row/Townhouse
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
K9A 0B1
Photos
1
Laundry
Not in the unit
44days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$158,198 · minimum here is $54,099
$3,502.33per month
Borrowed before insurance$632,792
Total borrowed$632,792
Interest over 25 years at 4.5%$417,908

If you rented it out

-$3,502.33per month out of pocket
Rent$0.00
Everything it costs to hold$3,502.33
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX ROUGE RIVER REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.