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31 Loon Echo Trail, Seguin, ON P2A 2W8

2+1 beds · 2 baths · 1 kitchen · 8 rooms · 5 parking spaces · < 700 sq ft · Detached
$779,900
Property tax
$1,452 / year

This is the kind of place that makes getting away feel easy. Just minutes from Parry Sound, and less than 2 hrs from the GTA, 31 Loon Echo Trail offers the freedom to finish work, pack the car and be at the lake without losing half the day to travel. Once you arrive, the rhythm changes: coffee by the water, barefoot mornings along the sandy shoreline, afternoons spent swimming or heading out by boat, and evenings gathered together after a full day outside. Deep water at the dock makes it easy to enjoy Oastler Lake, while the clean, gradual entry gives family and guests a comfortable place to swim and play. Inside, the winterized cottage is designed for more than a quick summer visit, with an open-concept main living space that keeps everyone connected and a finished lower level that creates valuable room for overnight guests, movie nights or quieter moments away from the main gathering area. The water facing bunkie allows for extra guests, a home office or more storage space and it has it's own deck for extended outdoor enjoyment. It isn't just for vacation time, its proximity to town makes it the perfect locations to live if you choose to retire or work from the Parry Sound area or work from home. Mature trees provide a peaceful natural setting, and the privately maintained road supports convenient access through the seasons. What sets this property apart is the balance: it feels like a true cottage escape, yet groceries, restaurants, healthcare and the everyday conveniences of Parry Sound remain close at hand. It is a place where weekends can stretch longer, family traditions can take root and time at the lake can become part of everyday life-not just a once-a-year vacation. Be Where You Want To Be!

MLS number
X13626290
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
P2A 2W8
Photos
45
Laundry
Not in the unit
43days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Otter Lake Christian SchoolElementary and secondary836 mNot reported

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 555 people.

$98,000Median household income
84.3%Own their home
95.7%Detached houses
52Median age
3.9%Born outside Canada
19.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35490206 — the few blocks around this address, home to 555 people. It describes the area, not this property.

555Population
47.9Average age
2.3Household size
$144,000Average household income
$98,000Median household income
84%Own their home
16%Rent
0%Condominiums
4%Born outside Canada
19%University degree
$705,000Average home value
7%Low income
60%Not in the labour force
22%Never married
$10,000 to $14,9991%
$20,000 to $24,9991%
$30,000 to $34,9991%
$35,000 to $39,9993%
$45,000 to $49,9994%
$50,000 to $59,9994%
$60,000 to $69,9997%
$70,000 to $79,9991%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over32%
$100,000 to $124,9997%
$125,000 to $149,9999%
$150,000 to $199,9999%
$200,000 and over9%

Percentages are of the 340 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$155,980 · minimum here is $52,990
$3,453.23per month
Borrowed before insurance$623,920
Total borrowed$623,920
Interest over 25 years at 4.5%$412,049

If you rented it out

-$3,574.23per month out of pocket
Rent$0.00
Everything it costs to hold$3,574.23
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by eXp Realty. Listing data provided by the Toronto Regional Real Estate Board.