Homula Realty Brokerage
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328 Carmel Road, Stirling-Rawdon, ON K0K 3E0

3 beds · 2 baths · 1 kitchen · 5+1 rooms · 24 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Farm
$829,000
Property tax
$3,712 / year

If you've been dreaming of country living and the opportunity to become more self-sufficient, this incredible farm is ready to welcome you home! Set on a picturesque property with approximately 50 acres of workable land, you'll have plenty of room for crops, livestock, horses, or a thriving hobby farm. The property also features pasture space and ample room for a large garden, making it ideal for those looking to embrace the rural lifestyle. The impressive outbuildings include a large L-shaped bank barn, a loafing shed, a separate large barn with a partial loft for storage or equipment, an oversized garage for your vehicles, toys, or workshop, plus a garden shed to keep all your tools organized. And then there's the charming farmhouse! Step into the practical mudroom-perfect for leaving boots and farm gear behind before entering the warm and inviting home. Inside, you'll find 3 bedrooms, 1.5 bathrooms, main-floor laundry, a spacious eat-in kitchen, and both a living room and family room, providing plenty of space for family gatherings and cozy evenings after a day on the farm. Whether you're looking to start your farming journey, expand your operation, or simply enjoy the peace and beauty of country living, this exceptional property offers endless possibilities. Your country lifestyle starts here!

MLS number
X13626774
Type
Farm
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0K 3E0
Photos
50
Laundry
Main Level level
44days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 578 people.

$95,000Median household income
87.2%Own their home
92.5%Detached houses
42.8Median age
4.2%Born outside Canada
18.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120287 — the few blocks around this address, home to 578 people. It describes the area, not this property.

578Population
41.3Average age
2.9Household size
$116,000Average household income
$95,000Median household income
87%Own their home
13%Rent
0%Condominiums
4%Born outside Canada
19%University degree
$480,000Average home value
6%Low income
25%Not in the labour force
23%Never married
$15,000 to $19,9992%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9992%
$45,000 to $49,9994%
$50,000 to $59,9995%
$60,000 to $69,9994%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over32%
$100,000 to $124,99911%
$125,000 to $149,9995%
$150,000 to $199,9999%
$200,000 and over7%

Percentages are of the 280 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$165,800 · minimum here is $57,900
$3,670.63per month
Borrowed before insurance$663,200
Total borrowed$663,200
Interest over 25 years at 4.5%$437,990

If you rented it out

-$3,979.97per month out of pocket
Rent$0.00
Everything it costs to hold$3,979.97
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Re/Max All-Stars Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.