Homula Realty Brokerage
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2822 Shannon Road, Tyendinaga, ON K0K 3A0

2 beds · 1 bath · 1 kitchen · 6 rooms · 31 parking spaces · 700-1100 sq ft · Laundry on the main level level · Detached
$549,900
Property tax
$1,425 / year

Fifty acres. No neighbours in sight. The gate closes behind you, cedars lean in over the drive, and by the time the house comes into view the rest of the world has stopped following you. Life here happens around the island. Custom-built with a breakfast bar, it is where the coffee gets poured, where the homework gets done, where everyone ends up standing when company comes. Open concept and vaulted ceilings mean whoever is cooking is still in the conversation. Winter is the pellet stove ticking away while the snow buries the driveway and you decide you are fine with that. Outside is where this place really lives. The heated and wired 20 x 18 shop with its own panel takes the projects, the toys, and the things you have been meaning to build. A second wired 13 x 13 building takes whatever the shop will not. Trails run through the bush for riding and walking, hunting blinds are already set out on the land, and the pool, fire pit and treehouse handle the summer, which around here means kids gone for hours and nobody checking the time. Renovated top to bottom in 2021 and 2022, right down to the roof, windows, doors, insulation and siding, so your weekends belong to you instead of the to-do list. Starlink means you can actually work from out here. Tyendinaga keeps Belleville, Napanee and the 401 within easy reach, so none of this costs you your commute. Some people spend their whole lives paying for one week of this every summer. This could just be your Tuesday.

MLS number
X13627022
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
K0K 3A0
Photos
43
Laundry
Main Level level
44days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 572 people.

$98,000Median household income
93.3%Own their home
100%Detached houses
46.8Median age
2.9%Born outside Canada
10%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120383 — the few blocks around this address, home to 572 people. It describes the area, not this property.

572Population
42.9Average age
2.8Household size
$113,000Average household income
$98,000Median household income
93%Own their home
7%Rent
0%Condominiums
3%Born outside Canada
10%University degree
$424,000Average home value
6%Low income
64%Not in the labour force
21%Never married
$15,000 to $19,9992%
$20,000 to $24,9993%
$25,000 to $29,9992%
$30,000 to $34,9992%
$45,000 to $49,9993%
$50,000 to $59,9993%
$60,000 to $69,9996%
$70,000 to $79,9993%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over32%
$100,000 to $124,99911%
$125,000 to $149,9996%
$150,000 to $199,99911%
$200,000 and over5%

Percentages are of the 310 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$109,980 · minimum here is $29,990
$2,434.84per month
Borrowed before insurance$439,920
Total borrowed$439,920
Interest over 25 years at 4.5%$290,531

If you rented it out

-$2,553.59per month out of pocket
Rent$0.00
Everything it costs to hold$2,553.59
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Exp Realty. Listing data provided by the Toronto Regional Real Estate Board.