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169 Gardiner Street, Meaford, ON N4L 1W6

3 beds · 4 baths · 1 kitchen · 15 rooms · 12 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Detached
$1,149,000
Property tax
$5,616 / year

Tucked away on a meticulously landscaped property featuring mature gardens and rare specimen trees, plenty of privacy with no rear neighbours, this exceptional bungalow side-split offers four levels of thoughtfully designed living space in a peaceful, private setting. Every detail reflects meticulous care, creating a home that is as welcoming as it is refined. At the heart of the home, the updated kitchen flows effortlessly into expansive living and dining spaces, where custom millwork adds warmth, character, and timeless sophistication. The open-concept design is ideal for both everyday living and entertaining, while an abundance of windows fill the home with natural light. A bright and inviting solarium offers a tranquil retreat to enjoy the beauty of the surrounding landscape in every season. Featuring 3 spacious bedrooms and 4 bathrooms, this home is designed with comfort and functionality in mind. Generously proportioned rooms throughout provide an exceptional sense of space, while the thoughtful layout offers flexibility for growing families or those who love to host. An oversized two-car garage and a paved driveway, elegantly highlighted by a classic lamppost, further enhance the home's impressive curb appeal.Ideally situated on a quiet road just minutes from the downtown core, hospital, marina, beach, and scenic hiking trails, this is a rare opportunity to enjoy the perfect balance of privacy, natural beauty, and everyday convenience in a truly exceptional setting.

MLS number
X13627174
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
4
Postal code
N4L 1W6
Photos
48
Laundry
Main Level level
44days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Meaford211 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$523k$842k$1.16M20252026this home’s asking price
$733klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
92%96%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d35d71d20252026
46dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in meaford. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 529 people.

$56,400Median household income
53.7%Own their home
50.9%Detached houses
55.2Median age
7.2%Born outside Canada
12.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35420246 — the few blocks around this address, home to 529 people. It describes the area, not this property.

529Population
50.6Average age
1.9Household size
$65,000Average household income
$56,400Median household income
54%Own their home
46%Rent
9%Condominiums
7%Born outside Canada
13%University degree
$500,000Average home value
17%Low income
91%Not in the labour force
23%Never married
Under $5,0002%
$10,000 to $14,9993%
$15,000 to $19,9993%
$20,000 to $24,9995%
$25,000 to $29,9998%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9995%
$45,000 to $49,9995%
$50,000 to $59,9999%
$60,000 to $69,9995%
$70,000 to $79,9998%
$80,000 to $89,9996%
$90,000 to $99,9996%
$100,000 and over15%
$100,000 to $124,9996%
$125,000 to $149,9995%
$150,000 to $199,9993%
$200,000 and over2%

Percentages are of the 325 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$229,800 · minimum here is $89,900
$5,087.52per month
Borrowed before insurance$919,200
Total borrowed$919,200
Interest over 25 years at 4.5%$607,057

If you rented it out

-$5,555.52per month out of pocket
Rent$0.00
Everything it costs to hold$5,555.52
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Sotheby's International Realty Canada. Listing data provided by the Toronto Regional Real Estate Board.