127 Rose Mac Drive, Drummond/North Elmsley, ON K0G 1W0
- Property tax
- $3,740 / year
Discover the perfect waterfront retreat in the heart of the Rideau Lakes! Set on a beautiful, approximately one-acre lot with 30 feet of frontage on Lower Rideau Lake, this unique property offers direct access to the renowned Rideau Lakes water system and endless opportunities for boating, fishing, and waterfront recreation. The property features a charming 2-bedroom, 1-bathroom four-season home. Fully insulated with a solid stone foundation, it offers warmth and character, highlighted by a cozy living room with a fireplace and airtight wood insert capable of heating the entire home. Two enclosed porches provide additional living space to relax and enjoy the peaceful surroundings. A separate 2-bedroom, 1-bathroom guest house presents outstanding flexibility as an in-law suite, private accommodation for family and friends, or an income-generating rental. With its own comfortable living space, it's an ideal addition for multi-generational living or those looking to offset ownership costs. Located on a paved township road in the desirable community of Rideau Ferry, this rare waterfront property combines privacy, versatility, and access to one of Ontario's most sought-after boating destinations. Whether you're searching for a year-round home, cottage getaway, or investment opportunity, this exceptional property is ready to be enjoyed. 24 hours irrevocable on all offers.
- MLS number
- X13627532
- Type
- Detached
- Status
- Active
- Bedrooms
- 2
- Bathrooms
- 1
- Postal code
- K0G 1W0
- Photos
- 44
- Laundry
- Main Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
7 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Kitchen | 6.78 × 3.71 m | — |
| Living Room | 6.69 × 3.46 m | — |
| Sunroom | 6.41 × 2.41 m | — |
| Primary Bedroom | 3.70 × 3.52 m | — |
| Bathroom | 1.82 × 2.82 m | — |
| Laundry | 2.31 × 2.60 m | — |
| — | 3.98 × 2.85 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- Bungalow
- Class
- Residential Freehold
- Age
- 51-99
- Fronting on
- North
- Community
- 903 - Drummond/North Elmsley (North Elmsley) Twp
- Municipality
- Drummond/North Elmsley
- Cross street
- Rideau Ferry Road
- Zoning
- Residential
Inside
- Bedrooms
- 2
- Bedrooms above grade
- 2
- Bathrooms
- 1
- Washrooms
- 1 on the main floor
- Kitchens
- 1
- Rooms above grade
- 7
- Family room
- Yes
- Fireplace
- Yes
- Basement
- Crawl Space
- Laundry
- Main Level
- Size
- 1500-2000
Building
- Construction
- Vinyl Siding
- Roof
- Metal
- Foundation
- Stone, Concrete
Parking
- Garage
- Detached
- Covered spaces
- 2
- Driveway spaces
- 12
- Total parking
- 14
Land
- Lot
- 184.17 × 400.23 feet
- Shape
- Irregular
- Waterfront
- Yes
- View
- Bay
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Propane
- Cooling
- Central Air
- Water
- Well
- Sewer
- Septic
Features
- Property
- Lake Access, Marina, School Bus Route, Waterfront
- Interior
- Auto Garage Door Remote, Guest Accommodations, Primary Bedroom - Main Floor
Listing
- MLS number
- X13627532
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-07-31
- Expires
- 2026-12-31
- Taxes
- $3,740 (2026)
- Board
- Ottawa Real Estate Board
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in Drummond/North Elmsley — 157 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in drummond/north elmsley. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 664 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35090180 — the few blocks around this address, home to 664 people. It describes the area, not this property.
Percentages are of the 415 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.