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212 James Street, Bracebridge, ON P1L 2B8

5 beds · 4 baths · 2 kitchens · 15+1 rooms · 4 parking spaces · 2500-3000 sq ft · Detached
$899,000
Property tax
$4,651 / year

An ideal MULTI-GENERATIONAL opportunity featuring 2 distinct residences on 1 private property. The main home features 4-bedrooms, 2-baths, 2240 sqft, an open kitchen-lounge with a gas fireplace, a formal dining with coffered ceilings, crown moulding, hardwood floors and tall ceilings. Upstairs offers a large primary suite with a modern 4pc ensuite, an additional 3-bedrooms, and a renovated 3pc bath. The basement adds storage, laundry, and a finishing flex space with a private entrance. The detached year-round Carriage House provides completely independent living for extended family, offering 1-bedroom, 1.5-bath, 860 sq ft, in-floor radiant heat, 3 gas fireplaces, two balconies, home office with laundry, and a 4pc ensuite with a soaking tub. Outdoors, 15-20' cedars and fencing surround a gated, low-maintenance yard with a waterfall feature. Centrally located near downtown shopping, dining, medical care, transit, and under 1.5 km from Bracebridge Bay Beach, Muskoka River, and golf.

MLS number
X13627566
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
4
Postal code
P1L 2B8
Photos
49
Laundry
Not in the unit
45days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Bracebridge Public School
Trillium Lakelands DSB
Elementary415 m7.5 / 10
75% met the standard
AAEC's/e-Learning
Trillium Lakelands DSB
Secondary474 m7.7 / 10
77% met the standard · 2 of 6 measures
Monck Public School
Trillium Lakelands DSB
Elementary590 m7.8 / 10
78% met the standard
Dewey InstituteElementary and secondary1.0 kmNot reported
Brighter Dewey Online SchoolElementary and secondary1.0 kmNot reported
Monsignor Michael O'Leary School
Simcoe Muskoka CDSB
Elementary1.1 km5.7 / 10
57% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Bracebridge374 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$676k$789k$903k20252026this home’s asking price
$740klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d26d52d20252026
28dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in bracebridge. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 395 people.

$73,000Median household income
66.7%Own their home
69.2%Detached houses
51.2Median age
9.1%Born outside Canada
20.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440201 — the few blocks around this address, home to 395 people. It describes the area, not this property.

395Population
48.6Average age
2Household size
$73,000Average household income
$73,000Median household income
67%Own their home
33%Rent
0%Condominiums
9%Born outside Canada
21%University degree
$450,000Average home value
11%Low income
27%Never married
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9994%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9996%
$45,000 to $49,9992%
$50,000 to $59,9998%
$60,000 to $69,9994%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9996%
$100,000 and over22%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9996%
$200,000 and over2%

Percentages are of the 245 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,800 · minimum here is $64,900
$3,980.58per month
Borrowed before insurance$719,200
Total borrowed$719,200
Interest over 25 years at 4.5%$474,973

If you rented it out

-$4,368.16per month out of pocket
Rent$0.00
Everything it costs to hold$4,368.16
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Lakes Of Muskoka Realty. Listing data provided by the Toronto Regional Real Estate Board.