Homula Realty Brokerage
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403137 ROBINSON Road, South-West Oxford, ON N5C 3J7

4+1 beds · 3 baths · 1 kitchen · 12 rooms · 8 parking spaces · 2000-2500 sq ft · Detached
$1,100,000
Property tax
$3,455 / year

Country living without giving up convenience. Set on approximately 2.69 acres just minutes from Highway 401, this welcoming rural property offers the space, privacy and flexibility to create a lifestyle that is increasingly hard to find.The home features four bedrooms plus a flexible bonus room, three bathrooms and an adaptable layout suited to families, multigenerational living or working from home. A main-floor primary bedroom with ensuite provides everyday convenience, while the generous kitchen and dining area, bright family room with wood stove, mudroom and upper-level games room offer plenty of space to gather, work and unwind. An attached double garage adds practical storage and year-round convenience.Outside is where the property truly stands apart. Mature trees, landscaped gardens, private trails and a pond create a peaceful natural setting, while the fenced pasture, chicken run and three-stall barn with tack room, hydro, water and hay storage provide an established setup for buyers looking to enjoy animals, gardening or a more self-sufficient country lifestyle. A separate bunkie or studio with hydro and wall-mounted A/C offers additional space for hobbies, a home office or quiet retreat.Private well and septic. An exceptional fit for buyers seeking acreage, usable outbuildings and room to breathe, with convenient access to Ingersoll, Woodstock, London, Kitchener and Highway 401.

MLS number
X13628862
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
3
Postal code
N5C 3J7
Photos
49
41days · this listing
201days · this property (3 listings)

This home has been listed 3 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

201 days on the market across 3 listings
This listing shows 41 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$220,000 · minimum here is $85,000
$4,870.56per month
Borrowed before insurance$880,000
Total borrowed$880,000
Interest over 25 years at 4.5%$581,169

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$3,325.48per month out of pocket
Rent$1,833.00
Everything it costs to hold$5,158.48
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ANCHOR NEW HOMES INC.. Listing data provided by the Toronto Regional Real Estate Board.