Homula Realty Brokerage
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245 James Camp Road, Burk's Falls, ON P0A 1C0

3 beds · 2 baths · 1 kitchen · 7 rooms · 4 parking spaces · 1100-1500 sq ft · Laundry on the main level level · Detached
$459,000
Property tax
$2,484 / year

Close to Doe Lake beach and public lake access. This 3 bedroom/2 bath well cared for home is seeking a new family to continue to love and appreciate country living, not too far from town. On year round road with school bus service, and daily mail delivery. Main floor living area kitchen, dining nook, and spacious living room ( electric fireplace), 4 piece main bath, primary bedroom ( recently refreshed) and a guest room. Main floor laundry. Nice feature is the large sunroom spanning the width of the back of the house - great privacy , and full view to appreciate your back yard wildlife friends Lower level has recent upgraded bathroom, and a BONUS ...sauna , and large spacious unfinished area to finish to your own needs. Separate entrance suggests many possibilities . Floor Plans are available in docs.

MLS number
X13629556
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
P0A 1C0
Photos
33
Laundry
Main Level level
43days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$91,800 · minimum here is $22,950
$2,032.35per month
Borrowed before insurance$367,200
Total borrowed$367,200
Interest over 25 years at 4.5%$242,506

If you rented it out

-$2,239.35per month out of pocket
Rent$0.00
Everything it costs to hold$2,239.35
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Coldwell Banker Thompson Real Estate. Listing data provided by the Toronto Regional Real Estate Board.