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48 George Street E, Havelock-Belmont-Methuen, ON K0L 1Z0

3 beds · 2 baths · 1 kitchen · 10 rooms · 2 parking spaces · 1500-2000 sq ft · Detached
$359,000
Property tax
$1,721 / year

Welcome to this charming 3-bedroom, 1.5-bath, two-storey home in the heart of Havelock, offering a wonderful blend of space, location, and recent updates. The main floor features a spacious, newly renovated kitchen, a comfortable living room, a separate family or dining room, a convenient laundry area, and an updated bathroom. Upstairs, you'll find three bedrooms and an additional bathroom, providing plenty of room for family or guests.Extensive improvements completed in 2025 include a new above-ground pool, pool deck, front porch, renovated kitchen with new flooring, updated laundry room flooring and fresh paint, an updated main-floor bathroom, a new natural gas furnace, and new appliances including the refrigerator, stove, washer, & dryer, .Step outside to enjoy the large fenced backyard, deck, and pool area-perfect for relaxing, entertaining, or spending summer days with family and friends.Ideally located near the park featuring a baseball diamond and splash pad, and just steps to the local arena and public school. Enjoy the convenience of an easy walk to all village amenities, including the grocery store, bank, restaurants, shops, and other everyday services. Nature lovers will also appreciate nearby Mathison Conservation Area, a beautiful 250-acre natural area with scenic forests, wetlands, and well-maintained walking trails.Whether you're a first-time buyer, growing family, or investor, this home offers outstanding value in a friendly community with numerous recent updates and an unbeatable walkable location.

MLS number
X13631884
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0L 1Z0
Photos
25
39days · this listing
39days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Havelock-Belmont Public School
Kawartha Pine Ridge DSB
Elementary222 m3.2 / 10
32% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 529 people.

$56,400Median household income
64.7%Own their home
73.9%Detached houses
41.6Median age
3.8%Born outside Canada
4.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150293 — the few blocks around this address, home to 529 people. It describes the area, not this property.

529Population
42.6Average age
2.3Household size
$68,000Average household income
$56,400Median household income
65%Own their home
35%Rent
0%Condominiums
4%Born outside Canada
5%University degree
$372,000Average home value
18%Low income
21%Never married
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9998%
$25,000 to $29,9994%
$30,000 to $34,9996%
$35,000 to $39,9994%
$40,000 to $44,9998%
$45,000 to $49,9994%
$50,000 to $59,9998%
$60,000 to $69,9996%
$70,000 to $79,9992%
$80,000 to $89,9996%
$90,000 to $99,9998%
$100,000 and over19%
$100,000 to $124,9998%
$125,000 to $149,9994%
$150,000 to $199,9994%

Percentages are of the 260 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$71,800 · minimum here is $17,950
$1,589.57per month
Borrowed before insurance$287,200
Total borrowed$287,200
Interest over 25 years at 4.5%$189,672

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,134.99per month out of pocket
Rent$598.00
Everything it costs to hold$1,732.99
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by KIC Realty. Listing data provided by the Toronto Regional Real Estate Board.