Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

95 Fish Lake Road, Perry, ON P1H 2J6

Vacant Land
$299,900
Property tax
$433 / year

Escape to the serenity of Muskoka with this rare 13-acre vacant lot nestled in the peaceful community of Novar. This expansive parcel offers direct waterfront access along a scenic creek-perfect for launching a canoe or kayak and paddling directly into beautiful Fish Lake.An accessible driveway is already in place, making it easy to access this perfect piece of land . Situated just minutes from Highway 11, this property combines unmatched convenience with exceptional privacy. With 13 generous acres, there is also exceptional potential for land severance for buyers looking to maximize their investment. Surrounded by mature trees and untouched natural beauty, you can enjoy absolute tranquility while staying close to nearby amenities, lakes, and everything the Muskoka region has to offer. Seller is willing to hold a $100,000 mortgage at current market rates to qualified buyers. Don't miss out on this incredible canvas for your northern getaway!

MLS number
X13632946
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
P1H 2J6
Photos
4
Laundry
Not in the unit
41days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 744 people.

$90,000Median household income
92.4%Own their home
100%Detached houses
58Median age
7.7%Born outside Canada
22.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440163 — the few blocks around this address, home to 744 people. It describes the area, not this property.

744Population
52.1Average age
2.2Household size
$94,000Average household income
$90,000Median household income
92%Own their home
8%Rent
0%Condominiums
8%Born outside Canada
23%University degree
$912,000Average home value
10%Low income
82%Not in the labour force
17%Never married
Under $5,0001%
$10,000 to $14,9991%
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9992%
$45,000 to $49,9993%
$50,000 to $59,9993%
$60,000 to $69,9997%
$70,000 to $79,9996%
$80,000 to $89,9992%
$90,000 to $99,9994%
$100,000 and over31%
$100,000 to $124,9999%
$125,000 to $149,9997%
$150,000 to $199,9998%
$200,000 and over6%

Percentages are of the 490 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$59,980 · minimum here is $14,995
$1,327.89per month
Borrowed before insurance$239,920
Total borrowed$239,920
Interest over 25 years at 4.5%$158,448

If you rented it out

-$1,363.98per month out of pocket
Rent$0.00
Everything it costs to hold$1,363.98
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Lakes Of Muskoka Realty. Listing data provided by the Toronto Regional Real Estate Board.