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29 Fire Route 44 Route, Havelock-Belmont-Methuen, ON K0L 1Z0

2 beds · 2 baths · 1 kitchen · 2 rooms · 3 parking spaces · 700-1100 sq ft · Rural Residential
$849,900
Property tax
$4,202 / year

Enjoy exceptional waterfront lifestyle on beautiful Round Lake in Havelock, where four-season living meets timeless cottage charm. Beautifully renovated year-round home is the perfect place to embrace lakeside living, whether as your full-time residence, weekend retreat, or investment opportunity. Set on a level lot with 100 feet of pristine shoreline and gradual walk-in entry, the property is designed for making memories in every season. An open-concept layout filled with natural light and framed by stunning lake views and spectacular western sunsets. Offering two comfortable bedrooms, two bathrooms, and an inviting living space ideal for entertaining, the home blends style with everyday comfort. Kitchen features a large island, quartz countertops, all-new appliances, vaulted ceilings, expansive windows, & a new propane fireplace creating a warm and welcoming atmosphere year-round .Step outside to enjoy expansive decking, a large gazebo, and a stone fire pit overlooking the water. The professionally landscaped shoreline includes armour stone, solar lighting, a cantilever dock system, and a private boat launch (more information available). Thoughtful updates throughout include a steel roof, new flooring, fresh paint, modern lighting, new pressure tank.A charming bunkie w/ utilities provides two additional guest bedrooms, while the bunkie/garage comb offers excellent storage for all your waterfront recreation. Round Lake is celebrated for its crystal-clear water, outstanding boating and fishing, & welcoming community atmosphere. Conveniently located minutes from the village of Havelock and within easy reach of the GTA, this property offers the rare opportunity to enjoy the lake lifestyle without compromise. Round Lake was also featured on HGTV's Renovation Resort, showcasing this growing and highly desirable destination.Being sold fully furnished, this turnkey property is ready for you to move in and start enjoying waterfront living immediately. Floor plans available

MLS number
X13637326
Type
Rural Residential
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
K0L 1Z0
Photos
50
38days · this listing
38days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$169,980 · minimum here is $59,990
$3,763.17per month
Borrowed before insurance$679,920
Total borrowed$679,920
Interest over 25 years at 4.5%$449,032

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$2,696.34per month out of pocket
Rent$1,417.00
Everything it costs to hold$4,113.34
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXP REALTY. Listing data provided by the Toronto Regional Real Estate Board.