89 Gilson Street, Kawartha Lakes, ON K0M 2C0
- Property tax
- $7,243 / year
Experience luxury lakeside living in this immaculate waterfront bungalow with 100 feet of private shoreline and breathtaking sunset views across the lake.Offering 5 bedrooms, 4 bathrooms, and nearly 4,000 sq ft of finished living space across two levels, the home is designed to maximize natural light and lake views from nearly every room. Floor-to-ceiling windows and new patio doors beautifully frame the lake views throughout the home. The main level features rich hardwood flooring, a fireplace, and a spacious kitchen thoughtfully opened to enhance sight lines to the lake. New decks with wrought-iron railings and glass panels wrap the main level, including a motorized awning over the kitchen deck and a screened sitting area below. The primary suite includes a walk-in closet, ensuite, and walkout to a private lakeside deck. The fully finished walkout lower level effectively doubles the living space, featuring two additional lakefront bedrooms, heated floors, soundproofing, a wet bar, new flooring, and direct access to the outdoor living areas. Outside, enjoy a new rear patio, lakeside firepit patio, perennial gardens, raised garden boxes, and more than 80 feet of wooden walkways with lamp posts leading to the shoreline. Two attached, oversized double-car garages provide more than 1,300 sq ft of versatile functional space. One garage is positioned at the front of the home, while the second offers direct backyard access and includes its own 100-amp service - ideal for a workshop, watercraft storage, or recreational equipment. Major mechanical updates have already been completed, including a new Lennox furnace (2026, warranty to 2035), A/C (2023), full Rainfresh water softener system, and paved driveway. One of those rare homes that genuinely exceeds expectations in person, shows 10/10. This waterfront home is located just 15 minutes north of downtown Port Perry and 25 minutes from Uxbridge.
- MLS number
- X13639514
- Type
- Detached
- Status
- Active
- Bedrooms
- 5
- Bathrooms
- 4
- Postal code
- K0M 2C0
- Photos
- 47
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
11 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Living Room | 4.22 × 9.48 m | Overlook Water · Fireplace · Hardwood Floor |
| Dining Room | 2.01 × 6.02 m | Combined w/Kitchen · Tile Floor |
| Kitchen | 3.39 × 5.96 m | Eat-in Kitchen · Pantry · W/O To Deck |
| Primary Bedroom | 4.82 × 4.94 m | Walk-In Closet(s) · W/O To Porch · Hardwood Floor |
| Bathroom | 3.73 × 2.74 m | 5 Pc Ensuite |
| Bedroom | 5.23 × 7.31 m | Hardwood Floor · Closet · Large Window |
| Bedroom | 3.78 × 3.14 m | Hardwood Floor · Closet · Large Window |
Lower
| Room | Size | Features |
|---|---|---|
| Recreation | 10.20 × 7.07 m | Pot Lights · Walk-Out |
| Family Room | 5.39 × 6.51 m | Pot Lights · Large Window |
| Bedroom | 4.52 × 3.49 m | Large Window · Closet Organizers |
| Bedroom | 4.23 × 4.11 m | Large Window · Closet |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- Bungalow
- Class
- Residential Freehold
- Age
- 6-15
- Fronting on
- West
- Community
- Mariposa
- Municipality
- Kawartha Lakes
- Cross street
- Ramsey & Fingerboard Rd
- Zoning
- RR3
Inside
- Bedrooms
- 5
- Bedrooms above grade
- 5
- Bathrooms
- 4
- Washrooms
- 1 on the main floor · 1 on the main floor
- Kitchens
- 1
- Rooms above grade
- 7
- Family room
- Yes
- Fireplace
- Yes
- Basement
- Finished, Finished with Walk-Out
- Laundry
- Main Level
- Size
- 1500-2000
Building
- Construction
- Brick, Stone
- Roof
- Asphalt Shingle
- Foundation
- Concrete
Parking
- Garage
- Attached
- Covered spaces
- 3
- Driveway spaces
- 9
- Total parking
- 8
- Features
- Private Double
Land
- Lot
- 99.85 × 245 feet
- Waterfront
- Yes
- View
- Clear, Garden, Lake
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Propane
- Cooling
- Central Air
- Water
- Well
- Sewer
- Septic
- Electricity
- Yes
Features
- Property
- Lake Access, Waterfront
- Interior
- Carpet Free, Generator - Full, In-Law Capability, On Demand Water Heater, Primary Bedroom - Main Floor, Propane Tank, Storage, Water Heater Owned, Water Softener, Water Purifier, Workbench
Listing
- MLS number
- X13639514
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-08-05
- Expires
- 2026-12-15
- Taxes
- $7,243 (2026)
- Board
- Toronto Regional Real Estate Board
Listing history
This address has been listed 2 times.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
H-Value
The market around this home
Detached houses in Kawartha Lakes — 1,786 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in kawartha lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 952 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35160164 — the few blocks around this address, home to 952 people. It describes the area, not this property.
Percentages are of the 605 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.
