Homula Realty Brokerage
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112 Riverside Drive, Bonfield, ON P0H 1E0

2 beds · 1 bath · 1 kitchen · 4 rooms · 8 parking spaces · 700-1100 sq ft · Laundry on the lower level level · Detached
$439,900

Welcome to 112 Riverside Dr., a quality-built new home by Degagne Carpentry offering the peace of mind of a full Tarion Warranty. Situated on a beautiful country lot surrounded by trees, this 2-bedroom, 1-bathroom home is perfect for first-time buyers, downsizers, or anyone looking to enjoy country living. The bright open-concept main floor features a living room, kitchen and dining area, two bedrooms, and a 4-piece bathroom. The unfinished lower level offers excellent potential for a future rec room, third bedroom or office, and is already roughed-in for a second bathroom. Enjoy year-round comfort with an economical heat pump and forced-air heating with central cooling. Conveniently located within walking distance to Lake Nosbonsing and the community park, and just minutes from the public boat launch, ATV and snowmobile trails, French elementary school, and only 20 minutes to North Bay. Move in with confidence knowing the major components of your home are brand new and built to last for years to come. Come see everything 112 Riverside Dr. has to offer!

MLS number
X13639982
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
P0H 1E0
Photos
30
Laundry
Lower Level level
38days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
École séparée Lorrain
CSDC Franco-Nord
Elementary624 mNot reported

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 594 people.

$85,000Median household income
87.5%Own their home
90%Detached houses
51.2Median age
0%Born outside Canada
7.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35480214 — the few blocks around this address, home to 594 people. It describes the area, not this property.

594Population
46.4Average age
2.4Household size
$112,000Average household income
$85,000Median household income
88%Own their home
13%Rent
0%Condominiums
0%Born outside Canada
8%University degree
$432,000Average home value
8%Low income
63%Not in the labour force
20%Never married
$10,000 to $14,9991%
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9999%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over29%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over6%

Percentages are of the 345 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$87,980 · minimum here is $21,995
$1,947.78per month
Borrowed before insurance$351,920
Total borrowed$351,920
Interest over 25 years at 4.5%$232,415

If you rented it out

-$1,947.78per month out of pocket
Rent$0.00
Everything it costs to hold$1,947.78
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 Blue Sky Region Realty Inc., Brokerage. Listing data provided by the Toronto Regional Real Estate Board.