5 PHILLIP Street, South Huron, ON N0M 1T0
- Property tax
- $9,532 / year
Private oasis in the gated community of Oakwood Park, Grand Bend. This property is the perfect blend of character featuring the original 2 bedroom cottage built in the 1920s with a spacious 3 level addition in 2002 to create a 3600 sqft living space featuring 7 bedrooms, 5 bathrooms, 4 fireplaces, 2 kitchens, spacious screened in patio with heated floors and space for the whole family to enjoy life by the beach on a double wide lot. The home offers great curb appeal with a mature tree setting, granite stone retaining walls leading to landscaped gardens, stamped concrete front patio, composite accent shakes with vinyl siding exterior and terraced stone leading to the lower level walkout patio. Inside, the original cottage brings back the charm with a galley style kitchen leading to a large eating area with a natural wood fireplace on a stone accent wall. Spacious living room rebuilt in the 90s offers wood cathedral ceilings, a wall of windows for natural light throughout and space to unwind. 2 bedrooms and a full bathroom so it has everything if you wanted to create a separate living area. The three level newer addition brings functional living space and modern amenities to the home. The main floor offers an open concept great room that includes pecan hardwood flooring, gas fireplace in the living room, granite countertops with sit up bar in the kitchen, stainless steel appliances and eating area. Upstairs you have your primary bedroom suite complete with exposed wood beams on a cathedral ceiling, gas fireplace, walk in closet, and full ensuite bath with heated floors and tile shower. 2 additional bedrooms, sitting area and full bath complete the second level with another 2 bedrooms and full bath finishing off the main floor. Walk out lower level with heated floors includes a family room with a gas fireplace on a stone accent wall, hot tub room with exterior vent, bathroom and laundry. New furnace and AC 2026. Just steps to private sandy beach and Oakwood Golf Course
- MLS number
- X13642116
- Type
- Detached
- Status
- Active
- Bedrooms
- 7
- Bathrooms
- 5
- Postal code
- N0M 1T0
- Photos
- 50
- Laundry
- Lower Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
20 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Great Room | 7.47 × 5.74 m | Combined w/Kitchen · Combined w/Living · Hardwood Floor |
| Bedroom | 2.87 × 2.68 m | — |
| Bedroom | 3.50 × 4.23 m | Hardwood Floor |
| Bathroom | 1.46 × 2.53 m | Tile Floor · Granite Counters · 3 Pc Bath |
| Kitchen | 2.30 × 3.35 m | Granite Counters |
| Dining Room | 4.27 × 3.63 m | Fireplace · Stone Fireplace |
| Family Room | 6.40 × 3.30 m | Cathedral Ceiling(s) |
| Bedroom | 1.95 × 3.11 m | — |
| Bedroom | 3.35 × 2.77 m | — |
| Bathroom | 1.65 × 2.04 m | 3 Pc Bath |
Second
| Room | Size | Features |
|---|---|---|
| Bedroom | 3.63 × 3.11 m | Vaulted Ceiling(s) |
| Bedroom | 3.11 × 3.63 m | Vaulted Ceiling(s) |
| Sitting | 4.63 × 2.68 m | Hardwood Floor · Vaulted Ceiling(s) |
| Bathroom | 1.70 × 2.68 m | 3 Pc Bath · Tile Floor |
| Primary Bedroom | 5.36 × 4.63 m | Gas Fireplace · Walk-In Closet(s) · Ensuite Bath |
| Bathroom | 2.53 × 2.89 m | 4 Pc Ensuite · Heated Floor · Double Sink |
Lower
| Room | Size | Features |
|---|---|---|
| Family Room | 5.67 × 4.88 m | Heated Floor · Walk-Out · Gas Fireplace |
| Mud Room | 2.92 × 2.80 m | Combined w/Laundry · Heated Floor · Walk-Out |
| Other | 3.41 × 3.42 m | Hot Tub |
| Bathroom | 1.58 × 2.83 m | 3 Pc Bath · Laminate |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 2-Storey
- Class
- Residential Freehold
- Fronting on
- South
- Community
- Stephen
- Municipality
- South Huron
- Cross street
- Phillip Street & Frances Crescent
- Zoning
- LR1-2
Inside
- Bedrooms
- 7
- Bedrooms above grade
- 7
- Bathrooms
- 5
- Washrooms
- 2 on the main floor · 1 on the second floor · 1 on the second floor
- Kitchens
- 2
- Rooms above grade
- 15
- Family room
- Yes
- Fireplace
- Yes
- Fireplaces
- 4
- Basement
- Partial Basement, Walk-Out
- Laundry
- Lower Level
- Size
- 3500-5000
Building
- Construction
- Vinyl Siding, Other
- Roof
- Shingles
- Foundation
- Concrete, Concrete Block
- Other structures
- Garden Shed
Parking
- Covered spaces
- 0
- Driveway spaces
- 5
- Total parking
- 5
- Features
- Private Double
Land
- Lot
- 100 × 102.86 feet
- Shape
- Rectangular
- View
- Forest, Golf Course, Trees/Woods
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
- Water
- Municipal
- Sewer
- Septic
- Electricity
- Yes
- Gas
- Yes
- Cable
- Yes
Features
- Property
- Beach, Golf, Lake Access, Lake/Pond
- Interior
- Guest Accommodations, On Demand Water Heater
- Exterior
- Patio, Landscaped, Privacy
Listing
- MLS number
- X13642116
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-08-05
- Expires
- 2026-10-31
- Taxes
- $9,532 (2025)
- Board
- London and St. Thomas Association of REALTORS
Listing history
This address has been listed 3 times.
Where this property is
Where this address sits, matched against open government data.
Approximate — placed from the postal code, which can cover a block or more.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| Grand Bend Public School Lambton Kent DSB | Elementary | 2.0 km | / 10 65% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in South Huron — 182 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in south huron. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 623 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35380243 — the few blocks around this address, home to 623 people. It describes the area, not this property.
Percentages are of the 455 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.