Homula Realty Brokerage
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3201 River Road, North Frontenac, ON K0H 1C0

3 beds · 2 baths · 1 kitchen · 9 rooms · 8 parking spaces · 1100-1500 sq ft · Detached
$524,000
Property tax
$1,711 / year

Discover a life of peaceful purpose and possibility at this extraordinary 106+ acre country sanctuary at 3201 River Road, Ardoch, in the heart of the Land O'Lakes, where every season invites you to live closer to nature and further from life's demands. Nestled at the end of a private laneway, this fully finished charming 3-bedroom, 2-bathroom, two-storey residence (1120 sqft., built with love in 2011), offers main floor living with additional bedrooms and a 2-piece bath upstairs, a full-size poured concrete basement, and a warm, woodstove-centered ambiance that invites you to slow down and truly live. Wrapped in forest, maple sugar bush, and meandering trails that invite you to walk, breathe, and reconnect with nature every day, this sanctuary is majestic and abundant with opportunity. With drilled well, septic system, electric baseboard heating, board-and-batten siding, shingled roof, 2x6 frame construction, poured concrete foundation, low maintenance oak flooring, 200amp breaker hydro power, with additional generator wired split panel, ample parking, and the security of a school bus route location, this property is equally perfect as a first home, a peaceful retirement escape, or an inspiring country retreat. Let this rare blend of privacy, beauty, and self-sufficiency be the backdrop where new traditions are made and lifelong memories begin. Wander your private trails through maple sugar bush and walk beside the the gentle ripples of the adjacent Ardoch Creek. Step into a place where privacy, tranquility, and opportunity stretch as far as the trees, and imagine the legacy you can create on this remarkable country sanctuary. Whether you are a first-time homeowner, a retiree seeking a serene getaway, or an outdoor enthusiast longing for a country haven, this property is your opportunity to create a life rooted in nature and lasting memories.

MLS number
X13642326
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0H 1C0
Photos
50
Laundry
Not in the unit
39days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 825 people.

$59,600Median household income
92.9%Own their home
97.7%Detached houses
62.4Median age
8.1%Born outside Canada
9.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35100245 — the few blocks around this address, home to 825 people. It describes the area, not this property.

825Population
56.9Average age
1.9Household size
$82,000Average household income
$59,600Median household income
93%Own their home
7%Rent
0%Condominiums
8%Born outside Canada
10%University degree
$398,000Average home value
18%Low income
13%Never married
Under $5,0001%
$10,000 to $14,9991%
$15,000 to $19,9992%
$20,000 to $24,9997%
$25,000 to $29,9996%
$30,000 to $34,9991%
$35,000 to $39,9994%
$40,000 to $44,9995%
$45,000 to $49,9997%
$50,000 to $59,9998%
$60,000 to $69,9995%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9997%
$100,000 and over18%
$100,000 to $124,9997%
$125,000 to $149,9996%
$150,000 to $199,9992%
$200,000 and over3%

Percentages are of the 510 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$104,800 · minimum here is $27,400
$2,320.16per month
Borrowed before insurance$419,200
Total borrowed$419,200
Interest over 25 years at 4.5%$276,848

If you rented it out

-$2,462.74per month out of pocket
Rent$0.00
Everything it costs to hold$2,462.74
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal Lepage Proalliance Realty. Listing data provided by the Toronto Regional Real Estate Board.