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289 Somerville 3rd Court, Kawartha Lakes, ON K0M 1N0

2 beds · 1 bath · 1 kitchen · 5 rooms · 6 parking spaces · < 700 sq ft · MobileTrailer
$280,000
Property tax
$1,434 / year

Discover the perfect balance of peaceful country living and everyday convenience at 289 Somerville 3rd Concession, Kawartha Lakes, ON. Nestled on a picturesque lot surrounded by breathtaking scenery, this property offers the privacy, space, and tranquility you've been searching for. Enjoy morning coffee on the porch, family gatherings, gardening, or evenings under the stars while taking in the beauty of the countryside.Whether you're a first-time home buyer, a handy homeowner ready to add your personal touch, an investor, or someone dreaming of building your forever home, this property offers incredible potential in a highly desirable location.Just minutes from beautiful lakes, boating, fishing, beaches, parks, golf courses, and extensive ATV and snowmobile trails, you'll enjoy the very best of the Kawartha Lakes lifestyle. Whether you're looking for a full-time residence, a weekend retreat, or your next project, this property is an opportunity you won't want to miss..

MLS number
X13643230
Type
MobileTrailer
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
K0M 1N0
Photos
35
Laundry
Not in the unit
39days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$56,000 · minimum here is $14,000
$1,239.78per month
Borrowed before insurance$224,000
Total borrowed$224,000
Interest over 25 years at 4.5%$147,934

If you rented it out

-$1,359.28per month out of pocket
Rent$0.00
Everything it costs to hold$1,359.28
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal Lepage Kawartha Lakes Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.