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170 Queen Street, Kawartha Lakes, ON K9V 1H4

3+1 beds · 3 baths · 1 kitchen · 7+5 rooms · 9 parking spaces · 1100-1500 sq ft · Detached
$479,900
Property tax
$2,757 / year

Welcome to this bright and spacious 3+1 bedroom, 3-bathroom raised brick bungalow, where classic charm meets endless potential. This home features high ceilings, original baseboards, and timeless hardwood floors, all illuminated by large windows that flood the space with natural light. The main floor offers a functional layout with three bedrooms, a four-piece bath, and generous living and dining areas perfect for daily life. Downstairs, the finished lower level provides a separate entrance, an additional bedroom, two bathrooms, and a second living area with rough-in plumbing for a kitchen-offering incredible versatility for an in-law suite or large family home. Step outside to an oversized lot designed for entertaining. The massive deck and fully fenced yard provide a private oasis for family gatherings, complemented by a double paved driveway. This home has two separate entrances and 2 electrical panels. This property is close to schools, highways and local amenities.

MLS number
X13649484
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
K9V 1H4
Photos
49
Laundry
Not in the unit
37days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Lindsay — 511 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$477k$552k$628k20252026this home’s asking price
$574klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d26d53d20252026
18dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in lindsay. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$95,980 · minimum here is $23,995
$2,124.89per month
Borrowed before insurance$383,920
Total borrowed$383,920
Interest over 25 years at 4.5%$253,548

If you rented it out

-$2,354.64per month out of pocket
Rent$0.00
Everything it costs to hold$2,354.64
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by AFFINITY GROUP PINNACLE REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.