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1692 Sharpe Road, Loyalist, ON K0H 2H0

3 beds · 3 baths · 1 kitchen · 11+5 rooms · 4 parking spaces · 1500-2000 sq ft · Laundry on the lower level level · Detached
$474,900
Property tax
$3,811 / year

Set in a desirable location with close 401 access, 1692 Sharpe Rd offers a spacious and functional bungalow layout with room for the whole family. The main floor features a bright living room with fireplace, a well-positioned eat in kitchen with easy access to the mudroom and side entry. The bedroom wing includes three comfortable bedrooms, including a generous primary suite with its own 2-piece ensuite and closet (currently not connected). There are also two additional bedrooms and a 4-piece main bath, making the layout ideal for families or guests. A welcoming foyer, central hallways, multiple closets, and extra storage areas add everyday convenience. The partially finished lower level is awaiting your finishing touches and expands the usable space with a large rec room featuring a second fireplace-perfect for movie nights, games, or entertaining. You'll also find a newly installed 4-piece bath, laundry area, utility room, cold room, and additional storage space, offering excellent flexibility for hobbies, seasonal items, or future finishing potential. A standout feature is the substantial partially finished storage area on the main floor, providing exceptional space for tools, equipment, workshop use, recreational gear, or the potential to customize for your needs. The practical mudroom adds function for country-style living, keeping boots, coats, and outdoor items organized. This property offers a comfortable floor plan with great storage, multiple living areas, and valuable updates already completed. A wonderful opportunity to enjoy space, comfort, and convenience in a well-laid-out home awaiting your finishing touches. Updates include: Septic and tile bed 2018, Updated panel 2020, Garage converted to living space 2021 ( poured concrete, insulated floor, walls, and attic space, 2 new windows and patio door ), new floors in basement 2020.

MLS number
X13651052
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
K0H 2H0
Photos
41
Laundry
Lower Level level
36days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Loyalist411 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$472k$556k$641k20252026this home’s asking price
$583klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d22d45d20252026
21dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in loyalist. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 682 people.

$104,000Median household income
90.4%Own their home
98%Detached houses
44Median age
9.9%Born outside Canada
12.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35100305 — the few blocks around this address, home to 682 people. It describes the area, not this property.

682Population
41.5Average age
2.8Household size
$112,000Average household income
$104,000Median household income
90%Own their home
10%Rent
0%Condominiums
10%Born outside Canada
12%University degree
$548,000Average home value
6%Low income
58%Not in the labour force
19%Never married
$10,000 to $14,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9994%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over34%
$100,000 to $124,99911%
$125,000 to $149,9998%
$150,000 to $199,99911%
$200,000 and over7%

Percentages are of the 380 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$94,980 · minimum here is $23,745
$2,102.75per month
Borrowed before insurance$379,920
Total borrowed$379,920
Interest over 25 years at 4.5%$250,906

If you rented it out

-$2,420.34per month out of pocket
Rent$0.00
Everything it costs to hold$2,420.34
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by MCCAFFREY REALTY INC., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.