Homula Realty Brokerage
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30504 Talbot Line, Dutton/Dunwich, ON N0L 2M0

3+1 beds · 2 baths · 1 kitchen · 13 rooms · 14 parking spaces · 2500-3000 sq ft · Detached
$749,900
Property tax
$7,011 / year

Welcome to a truly one of a kind property! This beautifully converted former church near Wallacetown combines incredible character, impressive space, and modern comfort on a peaceful country lot. Fully reimagined within the last 3 years, the home showcases the charm of the original structure while offering the updates and conveniences of modern living. Step inside to an expansive open concept main floor with soaring ceilings and a bright, welcoming layout that's perfect for both everyday living and entertaining. The custom kitchen offers plenty of cabinetry and prep space and flows seamlessly into the dining and living areas. The main level features 3 spacious bedrooms, including a primary bedroom with ensuite, an additional full bathroom, and convenient main floor laundry. Upstairs, the impressive loft provides a unique and flexible space for a second living area, home office, studio, or games room. The lower level adds even more versatility with a bonus +1 bedroom, ideal for guests, an office, or additional living space, along with plenty of storage. Major updates completed as part of the conversion include plumbing, electrical, septic system, insulation, concrete basement floor, metal roof, and appliances. The home is also equipped with 200-amp electrical service. Outside, the generous country lot provides plenty of room to enjoy and offers potential for a future shop or detached garage. Located just a short drive from Dutton and Highway 401, you can enjoy the peace and privacy of rural living while remaining close to everyday amenities. From the soaring ceilings and distinctive layout to the history and character found throughout, this is anything but your typical home. A rare opportunity to own a truly unique property that has been thoughtfully transformed for modern living.

MLS number
X13651094
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
N0L 2M0
Photos
43
35days · this listing
163days · this property (2 listings)

This home has been listed 2 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

163 days on the market across 2 listings
This listing shows 35 days on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$149,980 · minimum here is $49,990
$3,320.39per month
Borrowed before insurance$599,920
Total borrowed$599,920
Interest over 25 years at 4.5%$396,198

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$2,654.64per month out of pocket
Rent$1,250.00
Everything it costs to hold$3,904.64
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX ICON REALTY. Listing data provided by the Toronto Regional Real Estate Board.