Homula Realty Brokerage
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727 Warner Road, Niagara-on-the-Lake, ON L0S 1P0

2 beds · 3 baths · 1 kitchen · 13 rooms · 4 parking spaces · 2000-2500 sq ft · Laundry on the main level level · Detached
$1,629,000

This exceptional custom bungalow by Willowbridge Homes Niagara offers sophisticated luxury living in the heart of prestigious St. David's, Niagara-on-the-Lake. Designed with impeccable attention to detail, this stunning residence showcases soaring 10-foot ceilings throughout the main level, an impressive 12-foot grand foyer, and an elegant 11-foot ceiling in the family room accented by a striking waffle ceiling feature.The spectacular family room is anchored by a stylish gas fireplace and oversized sliding doors that seamlessly connect the interior living space to the outdoor deck, creating the perfect setting for entertaining and relaxation.A dramatic white oak staircase with wrought iron spindles leads to a beautifully designed second-storey loft, adding both character and versatility to the home. Premium engineered hardwood flooring flows throughout, complemented by glamorous designer lighting that elevates every space.The gourmet kitchen is a true showpiece, featuring custom shaker cabinetry, quartz countertops and backsplash, a large centre island, walk-in pantry, undermount stainless steel sink, designer pull-down faucet - really a dream chef Kitchen .Additional premium features include a high-efficiency furnace and air conditioning system, as well as an on-demand hot water heater for modern comfort and efficiency.An extraordinary opportunity to own a beautifully crafted luxury home in one of Niagara-on-the-Lake's most sought-after communities. PLEASE NOTE: The list price is net of HST. HST is in addition to the purchase price and will be the responsibility of the Buyer on closing. Buyers are advised to consult with their real estate lawyer or accountant regarding HST costs and potential rebate eligibility prior to offering.

MLS number
X13652420
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
3
Postal code
L0S 1P0
Photos
32
Laundry
Main Level level
37days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
St Davids Public School
DSB Niagara
Elementary318 m9.8 / 10
98% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Niagara-on-the-Lake323 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$987k$1.31M$1.64M20252026this home’s asking price
$1.20Mlatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%97%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d27d54d20252026
30dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in niagara-on-the-lake. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,817 people.

$101,000Median household income
93.6%Own their home
80.1%Detached houses
58.4Median age
24.6%Born outside Canada
26.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260755 — the few blocks around this address, home to 1,817 people. It describes the area, not this property.

1,817Population
51.2Average age
2.4Household size
$136,000Average household income
$101,000Median household income
94%Own their home
6%Rent
15%Condominiums
25%Born outside Canada
27%University degree
$976,000Average home value
7%Low income
93%Not in the labour force
15%Never married
Under $5,0001%
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9993%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over34%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9998%
$200,000 and over11%

Percentages are of the 1,135 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$325,800 · minimum here is $325,800
$7,212.86per month
Borrowed before insurance$1,303,200
Total borrowed$1,303,200
Interest over 25 years at 4.5%$860,658

If you rented it out

-$7,212.86per month out of pocket
Rent$0.00
Everything it costs to hold$7,212.86
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ENGEL & VOLKERS OAKVILLE. Listing data provided by the Toronto Regional Real Estate Board.