Homula Realty Brokerage
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PT LT16 North Lunenburg Road W, South Stormont, ON K0C 1R0

6 parking spaces · < 700 sq ft · Vacant Land
$489,000
Property tax
$430 / year

Set on 13.5 acres, this thoughtfully cared-for property offers a rare combination of privacy, natural beauty, established landscaping and convenient access to nearby communities. A major feature is the substantial private driveway directly off a paved road, measuring approximately 12 feet wide by 318 feet long and constructed on a 2-foot rock base. It leads to a generous 43' x 64' main parking area, with additional 20' x 20' parking space. A gentle curve in the driveway helps screen the main parking area from the road, adding an extra sense of privacy. Power runs directly on the property, ready for future plans.Over the past 14 years, the grounds have been enhanced with approximately 10 species of trees and more than 50 varieties of shrubs, plants, perennials and flowers. A pond attracts turtles, frogs and birds, while a dedicated hummingbird garden welcomes hummingbirds throughout the warmer months. Deer and their young, wild turkeys, rabbits and other wildlife are also frequent visitors, creating a setting that changes beautifully with the seasons.The location offers country surroundings without giving up everyday convenience. Ingleside is approximately 8 minutes away with groceries, pharmacy, medical clinic, restaurants, bakery, schools, Home Hardware and other amenities. The St. Lawrence River and area opportunities for fishing, boating, camping, parks and cycling are also just minutes away. Approximately 25 minutes to Cornwall, 60 minutes to Ottawa and 1.5 hours to downtown Montreal, this property is well positioned for commuters or anyone looking to create a country retreat with room to make it their own.

MLS number
X13658872
Type
Vacant Land
Status
Active
Bedrooms
0
Bathrooms
0
Postal code
K0C 1R0
Photos
23
32days · this listing
32days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$97,800 · minimum here is $24,450
$2,165.19per month
Borrowed before insurance$391,200
Total borrowed$391,200
Interest over 25 years at 4.5%$258,356

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,386.02per month out of pocket
Rent$815.00
Everything it costs to hold$2,201.02
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by FAIR AGENT REALTY. Listing data provided by the Toronto Regional Real Estate Board.